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Amex Approvals & Chase Auto CLI

BigNoad
Valued Member

Amex Approvals & Chase Auto CLI

Well, I initially planned to garden until October/November time frame but the alure of Amex got the best of me. On 5/27 I apped and was instantly approved for Amex Gold. My first statement closed on 6/16 which I imediately PIF along with the annual fee the next day. I decided to test my luck on 6/18 (locked CRAs) with the BBP and was instandly approved with a SP for $9,000 CL! Happy to be getting a minimum 2% and 4% on my major catagories. My work travel is starting to ramp up and debating between the Plat and Green Card. I do want to add another Chase Card prior to theese as I am currently 4/24 now.

 

Approval Data Points - 

Pull Experian

750 FICO 8

5/24 & 4/12 Inquires (2 Housing Rentals)

AoOA - 2 years 6 months

AAoA - 1 years 2 months

Utilization - 1%

DTI Ratio - 13%

 

My Chase Freedom Unlimited just ticked the third statement (PIF prior to closing) and received an auto CLI of $1,200 bringing my overall CL to $3,300 on this card! My Disco 3rd statement closes in a few days and hoping for the same result.

 

I'll be requesting an CLI on my Apple Card in a few days but do planning on staying in the garden for a good 6 months before I look to expand my profile. 

 

This time last year I had Cap1 Plat with a $600 limit now I sit with the following - 

Amex Gold - NPSL

Amex BBP - $9,000

Apple Card - $3,300

Capital1 QS - $700

Discover IT - $3,500

Chase FU - $3,200

Total - $19,700

 

EDIT: I can't spell 

Message 1 of 18
17 REPLIES 17
coreyb80
Senior Contributor

Re: Amex Approvals & Chase Auto CLI

Congrats on the increase and the approval!

Message 2 of 18
gdale6
Moderator

Re: Amex Approvals & Chase Auto CLI

Grats to all your success Smiley Happy

Message 3 of 18
CreditAggie
Senior Contributor

Re: Amex Approvals & Chase Auto CLI

Congratulations on your approvals and CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 18
KingRue8500
Established Contributor

Re: Amex Approvals & Chase Auto CLI

Congrats on Your AMEX approvals & Chase Freedom Unlimited CLI




Message 5 of 18
babygirl1256
Valued Contributor

Re: Amex Approvals & Chase Auto CLI

Congrats on your Amex approvals -and- your Chase auto CLI . . . I'm waiting on Chase for some auto CLI. Heart

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 18
Mr_Mojo_Risin
Senior Contributor

Re: Amex Approvals & Chase Auto CLI

See a lot of posts start out " Well I planned to garden until" 🤣.

Seriously though, looks like you've come a long way in a year.

Congratulations on your success!

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 7 of 18
MrDFinance
Established Contributor

Re: Amex Approvals & Chase Auto CLI

Congrats man your crushing ur 😁

Message 8 of 18
Titans84
Frequent Contributor

Re: Amex Approvals & Chase Auto CLI

Congrats on the AMEX approval and CFU CLI!

Current FICO 8:




Message 9 of 18
Total80sKid
Valued Contributor

Re: Amex Approvals & Chase Auto CLI

Congrats on your Amex approvals and Chase Auto CLI 👍🏼

Message 10 of 18
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