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Freedom Flex and Citi Custom Cash Approval

dberryhill
Valued Contributor

Freedom Flex and Citi Custom Cash Approval

Been a while since I've been on, but always lurking. Have a few household purchaes coming up and wanted a 0 APR card for the sake of liquidity so I added the Flex on Thursday.  Instant approval with 14,400 SL. Hit TU and EX on the pulls.

 

Scores:

760 EX

741 TU

741 EQ

Income: six figures

Util- 9%

Inquires- 9 on EX, but only 3 scoreable (2 of them for mortgage--the other because of student loan refi that got me down to 3%)

 

Saw a lot of the stuff about the Custom Cash and I like the concept. Can be sort of a chameleon card that slots in when my rotating ones don't do enough. At minimum gonna be my Lowe's/Home Depot card. But might be a gas card some weeks if it's not a rotating category week (Chase Ink Cash is my best gas card right now at 2x pts-- or 3% with sapphire reserve conversion). Only got $6,100 on that. Scores were 755 EX and...not really sure as I haven't refreshed TU/EQ since the Flex application. Applied while logged in to Citi and it seems like I got away without a credit hit as I didn't get any notifications for pulls...yet. I will update if that changes.

 

Hope all of you are well. A little surprised I didn't go with a US Bank product, but Connect didn't have a 0 APR window. Maybe that will be my future.

Bourbon and bow ties.
Current Cards:



2020 Goals:
$100K total CL (through organic/soft pull growth; COMPLETE!)
750+ across bureaus
No real goal cards for now
Garden Forever.
22 REPLIES 22
PullingMeSoftly
Established Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Nice double play, congrats!









Message 2 of 23
M_Smart007
Epic Contributor

Re: Freedom Flex and Citi Custom Cash Approval

@dberryhill, Congratulations on two great approvals.Smiley Happy

 

Message 3 of 23
MrDFinance
Established Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congrats on the great cards 🤩

Message 4 of 23
gdale6
Moderator

Re: Freedom Flex and Citi Custom Cash Approval

Two very useful cards grats on getting both of them Smiley Happy

Message 5 of 23
Mr_Mojo_Risin
Senior Contributor

Re: Freedom Flex and Citi Custom Cash Approval

You got a couple of sweet ones here.

Congrats on your approvals!

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 6 of 23
KingRue8500
Valued Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congrats on your Chase Freedom Flex & Citi Custom Cash approval




Message 7 of 23
babygirl1256
Valued Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congrats on your Freedom Flex -and- Citi Custom Cash approvals.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 8 of 23
Avinor
Member

Re: Freedom Flex and Citi Custom Cash Approval

Congratz, great additions and I agree with you the Custom Cash has a very interesting concept - good luck!

Started with a N/A score (immigrant) :-)

[03/19 - Capital One Secured - $1,300] (closed)
09/19 - Amex Cash Magnet - $2,000
01/20 - Amex Bonvoy Brilliant - $5,000
07/20 - Discover IT - $4,500 (was $2,000, $3,500)
08/20 - Capital One Platinum - $1,300 (was $800)
11/20 - Amazon Prime Store Card - $1,230
06/21 - Overstock Card - $4,500
06/21 - Citi Double Cash - $5,300
Message 9 of 23
CreditAggie
Super Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 10 of 23
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