Recently about two months ago I was approved for a 3x cli with amex with high utilization. I wrote a post about it saying as long as you pay off your balances and spend a lot Amex will grant you your wishes.
Three weeks ago I applied for a Blue Cash card by Amex for the 10% 6 month resturant bonus and 100$ cashback after 1k in purchases. Plus I wanted to replace my cap one qs one card since it has an annual fee and was tired of asking for PC every month with customer support and getting denied.
I really didin't think I would get approved since I had about 75% util on my everyday card and was carrying over a balance since I just came back from vacation; bam approved for 5K limit!
As happy as I could be, times are getting a bit tough and I need to save more money; need a safety net just incase my company lays more people off. I decide to sell my car, take a negative hit and pay out of pocket using amex, and use amex again to purchase more things. 75% util on my everyday card, 80% util on my blue cash card and I get an offer saying to apply for the Amex PRG card two weeks after blue cash approval. Since I sold my car and have no more monthly payments, I decided to go for it and see if I could get approved. I paid off my last statement balance on my Everyday card before applying. Plus I fly to Australia quite frequently and needed a better travel card than the Venture One I have.
Instantly approved, didn't even get a confirmation screen verifying your soft pull with a hard pull after initial approval, been about two weeks and I don't see any hard pulls from either cards; maybe I got lucky or it'll come up eventually once everything catches up.
Overall very happy with Amex! All happened in under six months!
