Amex BCP CLI

meteogeo · ‎09-23-2024

I got back with Amex in March of this year. I had included my 2 Amex cards on a DMP from 2018-2023 and after waiting for 1 year after completing the program I applied for Amex Delta SkyMiles Blue Card and BCP. Despite my relative high income they started me with low SCL: 2,000 for Delta SkyMiles and 1,000 for the BCP (probably due to my prior history they were conservative). I rarely use the Delta one but have been using a lot my BCP. In June - prior my trip to Europe- I requested on their website a CLI for my BCP and they 3x my CL to $3,000. Yesterday, 3 months later, I noticed the credit limit increase option was active again so I went ahead and requested $10,000 but they granted me $9,000 (pretty happy overall). All CLI were soft pulls. Carrying 0 balance every month and running about 3,000$ on it every month... Also I have opened a savings account with Amex and depositing 3-4,000$/month over the last 6 months which might help establishing relationship.

cashorcharge · ‎09-23-2024

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

NoMoreDebt · ‎09-24-2024

congrats

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

Snook_on_the_Line · ‎09-24-2024

Congrats on tripling up your BCP credit limit.

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 5k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k

^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $118,900