Amex Delta Blue Approved!!! So Happy!

[Anonymous]

Congrats on your Amex Delta Blue and Amex Hilton Honors approvals! 

[Anonymous]

HELLO....I ALSO HAVE FINALLY GOTTEN DECENT CARDS BUT STILL HAVE ALL THE REBUILDING CARDS YOU HAD. FIRST PREM...CREDITONE, CAP ONE PLAT SEC.....I'D LOVE TO CANCEL, BUT HAVEN'T BEACAUSE THEY ARE SOME OF THE LODEST CARDS TOWARDS MY AVERAGE AGE.  SHOULD I JUST CLOSE THEM AND MOVE ON. DO THEY DROP OFF RIGHT AWAY AND CRUSH MY AVERAGE AGE OR DO THEY STAY ON FOR A BIT LONGER KEEPING MY AVERAGE AGE WHERE IT IS WHILE I GAIN GROUND WITH MY NEW ONES? THANKS SO MUCH!

M

[Anonymous]

---

@Anonymous wrote:

HELLO....I ALSO HAVE FINALLY GOTTEN DECENT CARDS BUT STILL HAVE ALL THE REBUILDING CARDS YOU HAD. FIRST PREM...CREDITONE, CAP ONE PLAT SEC.....I'D LOVE TO CANCEL, BUT HAVEN'T BEACAUSE THEY ARE SOME OF THE LODEST CARDS TOWARDS MY AVERAGE AGE.  SHOULD I JUST CLOSE THEM AND MOVE ON. DO THEY DROP OFF RIGHT AWAY AND CRUSH MY AVERAGE AGE OR DO THEY STAY ON FOR A BIT LONGER KEEPING MY AVERAGE AGE WHERE IT IS WHILE I GAIN GROUND WITH MY NEW ONES? THANKS SO MUCH!

M

---

I would get rid of the First Premier and Credit One cards ASAP. They have did their job and are no longer need. They will still remain on your credit report for up to 10 years before they fall off completely.

[Anonymous]

GREAT! THANKS FOR THE ADVICE.  Let me ask you, for the 10yrs they stay on my acct, will they still report the age and be included in my Average age?  Thx.

M

[Anonymous]

If I am not mistaking they will continue to contribute to your AAofA but they will no longer age. For instance my Credit One card shows I had it for 1 year, it still shows I had it for one year. Next year it will still average in with one year, it wont increase to 2 years because the account is no longer active if in not mistaken, it will only show the poaitive history for while it was open.

[ScoreSizzle]

Congrats...

[Anonymous]

GREAT!!!! Thanks again!!

M

[Anonymous]

Congrats OP! Great card and something that I've been eyeballing for a while now as well!

[Anonymous]

---

@Anonymous wrote:

GREAT! THANKS FOR THE ADVICE.  Let me ask you, for the 10yrs they stay on my acct, will they still report the age and be included in my Average age?  Thx.

M

---

Close accounts will continue to age along with your open accounts until it falls off in 10 years. Will also be included in your average age.

[Anonymous]

Congrats!