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Amex Everyday - Approved (Data Points)

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Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

Outstanding UncleB! So happy for your success! Congratulations!

Message 31 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@JoeLuvsHisCredit wrote:

@UncleB


Thanks so much, Joe!  Smiley Very Happy

 

FWIW, including the Green card I closed last year, this is my 5th Amex approval in 24 months, and I've never had anything show up on the preapproval; I've always cold app'ed.  With your strong EX score not only do I think you would have no trouble at all, I suspect you would be rather pleased with the SL and APR if you were to go for a revolver (and a charge card should certainly be no issue).  Smiley Wink

 

When you feel the time is right, seek out one of the good bonus offers like I found, and make the most of it (with Amex new account bonuses are once-per-lifetime, so you want to get the highest bonus you can get the first time around).

 

Thanks again for your kind words, and when the time comes for you good luck!  (and let us know how it goes!)  Smiley Very Happy

Message 32 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@Anonymous wrote:

Outstanding UncleB! So happy for your success! Congratulations!


Thanks so much, ML!  Smiley Very Happy

 

I'm now officially ready for a 'long winter's nap' over in the garden!  Smiley LOL

Message 33 of 59
JoeLuvsHisCredit
Valued Contributor

Re: Amex Everyday - Approved (Data Points)

Message 34 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@JoeLuvsHisCredit wrote:

@UncleB


You're very welcome!  Smiley Happy

 

Only you know what's best for you, and of course all profiles are different, but I can share that generally-speaking Amex isn't known to be super-sensitive to new accounts or inquiries; I've actually got around 10 HPs on EX right now (even if Amex didn't do a HP for this approval, they still know about the other HPs from their last SP). 

 

I also have quite a few new accounts from last year as well; if your overall AAoA is otherwise in good shape you would probably be OK, however I agree that when in doubt sometimes it's best to wait until the fog clears.  I purposely held off on applying with Citi and Chase because I wanted as close to a 'sure thing' as possible.  Smiley Happy

 

One thing is (almost) certain... Amex won't be going away, so whenever you're ready they'll be there.  Smiley Wink

Message 35 of 59
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

Congrats UncB! That's a freaking fab SL!

 

On a side note good selection of cards, you have almost the exact same line up I do (change Delta for Hilton) Smiley Happy

Message 36 of 59
AverageJoesCredit
Legendary Contributor

Re: Amex Everyday - Approved (Data Points)

Lol, UncleB, Amex doesnt want my time but they always seem to offer Serve. No thanks lol, ill just wait for my turn on Redemption row.Smiley Happy
Message 37 of 59
pizza1
Community Leader
Super Contributor

Re: Amex Everyday - Approved (Data Points)

Uncle B my friend, I am so dang proud of you, and happy for you as well.!! Much congrats to you on all your wonderful success you've had!! Smiley Happy
Message 38 of 59
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

Congrats UncleB!

 

That's a nice SL.. Now if you can just share the limits to your other Amex Cards..

 

Hoping my Amex BCE grows as well after this Amex Platinum approval. Hope to see more positives from this day forward.

Message 39 of 59
9CLINE
Valued Contributor

Re: Amex Everyday - Approved (Data Points)

Congrats,,,, sweet approval,..enjoy that baby,,, this one should grow very nicely for ya....looks like a keeper 4 sure...

 

 

 

*edit-- since ur gonna be doing APR reductions don't forget to keep checks on AMEX they have been great w/ reducs.Smiley Happy


Message 40 of 59
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