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Amex, my 1st 40k+ card

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Valued Contributor

Amex, my 1st 40k+ card

I have had  my Amex card since 12/11.  Starting  line was 12k I believe.  Since then I have asked for modest cli's, ( about 5k each time ).  At the beginning they were approved,  then I started to get counter offers which I just accepted.  I was currently at 38.6k until today.  I requested an increase to 45k, they asked for POI,  I cancelled.  Same thing for 44k and 43k, and I cancelled both request.  I plugged in 42k, and was instantly approved.  This is my first 40k plus card and it took me 6 yrs to get it.  I am extremely happy as it was a goal of mine for a long time.  I now know where my top limit is with Amex without POI.  Just thought I would share the data with those who might be interested in  the inter workings of Amex. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 1 of 12
11 REPLIES 11
Regular Contributor

Re: Amex, my 1st 40k+ card

Awesome thanks for sharing!

Trans 740| Equifax 722| Experian 733| Chase Sapphire Reserve 20k|Discover It 12k| Bofa Cash Rewards 22k| Citi Prestige 11k and AA Executive WEMC 22k|Amazon SC 7k|FNBO TravElite 10k| Amex Plat NSPL, Everyday Preferred 6k|PenFed Plat Rewards
Message 2 of 12
Community Leader
Super Contributor

Re: Amex, my 1st 40k+ card

Congrats there! If you don't mind me asking which card do you have with that limit?

Message 3 of 12
Valued Contributor

Re: Amex, my 1st 40k+ card

This is on my BCE card.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 4 of 12
Established Contributor

Re: Amex, my 1st 40k+ card

Fantastic! Lots of patience on your part...

Message 5 of 12
Frequent Contributor

Re: Amex, my 1st 40k+ card

Wow congrats!!

Message 6 of 12
Moderator

Re: Amex, my 1st 40k+ card

Congrats!  Counting down the days to join you myself.

Message 7 of 12
Valued Contributor

Re: Amex, my 1st 40k+ card

Can you say Vegas? congrats

Message 8 of 12
Frequent Contributor

Re: Amex, my 1st 40k+ card

Congratulations on all of your AMEX CLI's. You have a lot of patience to grow this card to $42k!

Message 9 of 12
Established Contributor

Re: Amex, my 1st 40k+ card


@Imhotrodcrazy wrote:

I have had  my Amex card since 12/11.  Starting  line was 12k I believe.  Since then I have asked for modest cli's, ( about 5k each time ).  At the beginning they were approved,  then I started to get counter offers which I just accepted.  I was currently at 38.6k until today.  I requested an increase to 45k, they asked for POI,  I cancelled.  Same thing for 44k and 43k, and I cancelled both request.  I plugged in 42k, and was instantly approved.  This is my first 40k plus card and it took me 6 yrs to get it.  I am extremely happy as it was a goal of mine for a long time.  I now know where my top limit is with Amex without POI.  Just thought I would share the data with those who might be interested in  the inter workings of Amex. 


Well, with the credit scores in your siggy it's no wonder you didn't get $45k.  Robot LOL

 

I kid, I kid, congratulations and I hope to be there in 5 years.


Message 10 of 12
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