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Care credit limit increase with soft pull

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Established Member

Care credit limit increase with soft pull

I was up all lastnight going through this forum when i came across a thread for credit solutions. It seemed that everyone had good results with them, so i decided to give it a try. Care credit is a hard pull for increases, so i decided to try my luck to get a limit increase with a soft pull. My starting limit was $3,000, I asked for a total limit of $10,000, and she countered with $7,000. Of course i accepted. I called 866 519 6441

Message 1 of 24
23 REPLIES 23
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Valued Contributor

Re: Care credit limit increase with soft pull

Congratulations, Faithful! Awesome increase to your credit line! It's nice to have a generous line available just in case. Very happy for you! Smiley Happy

Message 2 of 24
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Regular Contributor

Re: Care credit limit increase with soft pull


@Faithful2thee wrote:

I was up all lastnight going through this forum when i came across a thread for credit solutions. It seemed that everyone had good results with them, so i decided to give it a try. Care credit is a hard pull for increases, so i decided to try my luck to get a limit increase with a soft pull. My starting limit was $3,000, I asked for a total limit of $10,000, and she countered with $7,000. Of course i accepted. I called 866 519 6441


Very glad you got through Credit Solutions.

Usually you can get the credit increase via chat. For the most part the last couple of increases have been softpull for Carecredit.

NORDSTROM- 6K, NEIMAN MARCUS 20K, PENFED PLAT 5K, PENFED AMEX 5K, CAP ONE QS 4K, CAP ONE PLAT 1.1K, CARECREDIT 6K.

IN GARDEN SINCE 9/1/2016
Message 3 of 24
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Established Member

Re: Care credit limit increase with soft pull

Thank you 😆 i was holding off on asking for an increase because i was told it would always be hard pull, so im very happy
Message 4 of 24
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Valued Contributor

Re: Care credit limit increase with soft pull

I've gotten similar results with Care Credit. I've gotten two increases using their chat, both SPs. Went from 800 to 7000, then to 12,000

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 5 of 24
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Super Contributor

Re: Care credit limit increase with soft pull

Well, that is amazing! Congratulations! The SP thing came after I needed CLI's. I took a HP for every one. All those who did it with a SP are very fortunate!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 6 of 24
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Regular Contributor

Re: Care credit limit increase with soft pull

Thanks so much for that info, I used the number you listed and got an increase from Care Credit from $1K to $15K. I called the number on the back of the card and she told me they don't know if it will be a soft or hard pull it's just computer generated so I hung up and tried the number you listed and got an agent, that told me it will be a soft pull. They requested income, and asked me how much I was requesting, I said $10K, they sent a text verification code to my cellphone and came back with the great news $15K!!!

Work In Progress:
Current Revolving Personal CL: ~$466K


Current Revolving Business CL: ~$107K

Gardening Until Dec 2019 or Until All Scores are back above 800s

Message 7 of 24
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Valued Contributor

Re: Care credit limit increase with soft pull

Congrats!!

 

Did you just found the number to the credit line increases heaven Smiley Very Happy




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 8 of 24
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Super Contributor

Re: Care credit limit increase with soft pull

That's a big help from synchrony bank for you.

 

Some have taken HP's before but anytime you can get a lift with a SP, that's a bonus.

 

Congratulations!

Message 9 of 24
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Regular Contributor

Re: Care credit limit increase with soft pull

Congrats on getting the SP CLI!

In the garden since 5/30/17
Starting scores: 538 EQ, 552 TU, 520 EX Current scores (10/09/17): 730 EQ 724 TU 693 EX
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