cancel
Showing results for 
Search instead for 
Did you mean: 

Andrews FCU Titanium $50K SL @8.49% APR

Highlighted
Community Leader
Super Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR

Card arrived this morning. 

 

titanium_card.jpg

 

As a side note they used to offer the option of choosing between chip & signature priority and pin-priority versions.  There may still be 3rd party sites that list them as offering a pin-priority option but they in fact no longer do so and I suspect that may be tied to the card now being contactless.



(10/2020)
FICO 8 (EX) 810 (TU) 805 (EQ) 794
FICO 9 (EX) 835 (TU) 822 (EQ) 828

$1M+ club

Artist formerly known as ColdFusion
Message 61 of 69
Highlighted
Valued Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR

Time to go break that in this weekend!  Enjoy!!

Message 62 of 69
Highlighted
Regular Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR

Congrats on your Titanium 50k massive approval. I just got the Platinum Rewards Visa for 3k which also has a 50K max and calendared for future CLI.  

Message 63 of 69
Highlighted
Community Leader
Mega Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR


@the_old_curmudgeon wrote:

Card arrived this morning. 

 

titanium_card.jpg

 

As a side note they used to offer the option of choosing between chip & signature priority and pin-priority versions.  There may still be 3rd party sites that list them as offering a pin-priority option but they in fact no longer do so and I suspect that may be tied to the card now being contactless.


Wow, CF, again sweet approval. Im kinda disappointed in how the card looks. For something with Titanium in its name and carries a 50k limit id expect something more with biteSmiley Wink. Just me but enjoy it nonetheless 😉 

Message 64 of 69
Highlighted
Valued Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR


@AverageJoesCredit wrote:

@the_old_curmudgeon wrote:

Card arrived this morning. 

 

titanium_card.jpg

 

As a side note they used to offer the option of choosing between chip & signature priority and pin-priority versions.  There may still be 3rd party sites that list them as offering a pin-priority option but they in fact no longer do so and I suspect that may be tied to the card now being contactless.


Wow, CF, again sweet approval. Im kinda disappointed in how the card looks. For something with Titanium in its name and carries a 50k limit id expect something more with biteSmiley Wink. Just me but enjoy it nonetheless 😉 


Exactly!  They should swap places with the APPLE CARD ... lol Smiley Tongue ... which is obviously designed to look a LOT more upscale than it really is! 

 

Apple_Card_Slanted.jpg



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 65 of 69
Highlighted
Valued Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR

Congratulations on your approval!!!








Message 66 of 69
Highlighted
Community Leader
Super Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR

 

One last piece of relevant data:  the card showed up on my EX report today.  The INQ cost me 3 FICO 8s but the new account was free. 



(10/2020)
FICO 8 (EX) 810 (TU) 805 (EQ) 794
FICO 9 (EX) 835 (TU) 822 (EQ) 828

$1M+ club

Artist formerly known as ColdFusion
Message 67 of 69
Highlighted
Frequent Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR


@the_old_curmudgeon wrote:

I had joined Andrews 2+ years ago with the intent of applying for the Titanium at some point.  After having gardened for 7 months late last week I pulled the trigger. 

 

After a couple of rounds of telephone tag the UW and I connected and we went through the final approval process together.   The final document confirmed approval for $50K SL @ 8.49% APR. That is the maxinum CL for this card. 

 

As is to be expected whenever applying for a CC with any CU they requested POI - last 2 paystubs. 

 

The rep was a real pleasure to work with, I would say my experience with the process was comparable with my experience with AOD. 

 


Congrats. WOW !!!

 

I have never had income verification with any of my CU cards.  I have 3.

Message 68 of 69
Highlighted
Established Contributor

Re: Andrews FCU Titanium $50K SL @8.49% APR

Congratulations ! Enjoy !!

 

Gif dinero cayendo 5 » GIF Images Download

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700s/800s. Util: 1-3%. Inq: TU 8, EX 7, EQ 11. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 69 of 69
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.