Another Merrick Bank Auto CLI

[CountryLivin]

I got an email this afternoon, that my limit was raised again at Merrick Bank. My account there is now up to $3900.00

This has really been a good card for me...yes, it's no frills, but I keep getting regular credit limit increases automatically.

[lgtwriter]

Congrats on your auto CLI! You will get auto CLI on this card until you reach their max credit limit of $5,000. I have many prime cards now, but I have kept my Merrick card for age. They are a great rebuilder card.

[Total80sKid]

Congrats on your Merrick auto-luv 🥳

[AlanGJP]

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@CountryLivin wrote:

I got an email this afternoon, that my limit was raised again at Merrick Bank. My account there is now up to $3900.00

This has really been a good card for me...yes, it's no frills, but I keep getting regular credit limit increases automatically.

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Mine is at $1900, and has been for years. Granted I've used it maybe 5 times since getting it years ago. They were a rebuild card for me and are definitely on the chopping block given their annual fee and lack of rewards. They served their purpose during my rebuild, but now that that's over and they've gotten hundreds from me in annual fees, they need to go.

If you're in your rebuild, keep them. If not, there are much better cards out there. If your score isn't too high, I'd go for Discover and maybe try the Amex pre-qual, you might be surprised. Either way, good luck and keep plugging away!

[Red1Blue]

Congrats

[CountryLivin]

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@AlanGJP wrote:

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@CountryLivin wrote:

I got an email this afternoon, that my limit was raised again at Merrick Bank. My account there is now up to $3900.00

This has really been a good card for me...yes, it's no frills, but I keep getting regular credit limit increases automatically.

---

Mine is at $1900, and has been for years. Granted I've used it maybe 5 times since getting it years ago. They were a rebuild card for me and are definitely on the chopping block given their annual fee and lack of rewards. They served their purpose during my rebuild, but now that that's over and they've gotten hundreds from me in annual fees, they need to go.

If you're in your rebuild, keep them. If not, there are much better cards out there. If your score isn't too high, I'd go for Discover and maybe try the Amex pre-qual, you might be surprised. Either way, good luck and keep plugging away!

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I have had this card for awhile now...but I have never had an annual fee. I have a good interest rate and the card keeps getting increases, so I see no need to get rid of it. I have Amex and Discover...like I said, I got this card years ago, when I had no credit at all. Now I have plenty of credit, but I actually like my Merrick card.

[gdale6]

Grats on your auto Merrick luv

[CreditAggie]

Congratulations on your Merrick Bank auto-CLI!

[Ontherise2020]

Congrats on your CLI with Merrick...That is a great rebuilder card! 

[lgtwriter]

I have never had an annual fee on my Merrick Bank card. 

I have long since graduated to better cards, but I have affection for my Merrick Bank Card. That card and Capital One were the first cards to offer me 5k credit limits with my bankruptcy still showing on my reports. Now that my bankruptcy is 12 years old and long gone, I have no need for the card, but I keep it for age purposes, since it is free to keep it. (no annual fee)