cancel
Showing results for 
Search instead for 
Did you mean: 

Another PENFED Approval

tag
MP15_556
New Contributor

Another PENFED Approval

    Decided to pull the trigger for the 3rd time on a Penfed app and was finally approved.  Applied for the PCR.  My BK aged of my reports and decided it was time to go for it.

     My score from Penfed was EQ 697, I have an unpaid charge-off reporting from 2015.  No other derogatories.  Approval was not instant, had to provide POI and received approval 2 days later.

 

EQ 697

Inquiries before App: 6

Utilization: 20%

SL $10,000 @ 17.99%

 

 

Message 1 of 19
18 REPLIES 18
AllZero
Mega Contributor

Re: Another PENFED Approval

Congratulations on your approval!

Message 2 of 19
M_Smart007
Legendary Contributor

Re: Another PENFED Approval

Congratulations on your Approval..

Message 3 of 19
PutThatMoneyOnTheTable
Established Contributor

Re: Another PENFED Approval

Congrats on your approval. They say third time's the charm. 🎉🎉

Amex BCP $35k
Chase FU $19.6k
BOA Cash Rewards $36k
BJs Perks Plus M/C $22k
Cap1 QS $4,950 (AU)
Best Buy $4k
Wells Fargo Active Cash $11.3
Message 4 of 19
gdale6
Moderator Emeritus

Re: Another PENFED Approval

Fantastic, good job Smiley Happy

Message 5 of 19
blazerein
Established Contributor

Re: Another PENFED Approval

Congrats on your approval

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 6 of 19
Mr_Mojo_Risin
Senior Contributor

Re: Another PENFED Approval


@MP15_556 wrote:

    Decided to pull the trigger for the 3rd time on a Penfed app and was finally approved.  Applied for the PCR.  My BK aged of my reports and decided it was time to go for it.

     My score from Penfed was EQ 697, I have an unpaid charge-off reporting from 2015.  No other derogatories.  Approval was not instant, had to provide POI and received approval 2 days later.

 

EQ 697

Inquiries before App: 6

Utilization: 20%

SL $10,000 @ 17.99%

 

 


That sure is great news. They hooked you nicely, 10K is mighty fine!!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 7 of 19
KLEXH25
Valued Contributor

Re: Another PENFED Approval

Congratulations on your approval!!



Message 8 of 19
Anonymous
Not applicable

Re: Another PENFED Approval

Congratulations!

 

On a side note: Does anyone know if PF still sends out Survey, after applying/denial? And if it still can turn things around? 

Message 9 of 19
CreditAggie
Community Leader
Super Contributor

Re: Another PENFED Approval

Congratulations on your PenFed Power Cash Rewards approval and nice SL!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.