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WHOA!!! PenFed - 17.5 SL- 2 years post BK

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Regular Contributor

WHOA!!! PenFed - 17.5 SL- 2 years post BK

I'm in absolute shock.  I joined PenFed 10/2018.  I only have a savings account with PenFed which has a nice chunk of change.  I'm 2 years post bankruptcy and things are pretty good.  Cap 1 upgraded me to the Quicksilver without me asking, I've requested cli for Kohl's, and some comenity cards which have been all successful.  But today, I decided to see how I would gauge with PenFed if I were to apply for the Power Cash Card.  I submitted my app, thinking that it would go to automatic review or an upfront denial.  The little blue circle kept going around and around.  I'm getting impatient because I'm thinking something must be wrong with my wi-fi service.  It finally stopped and said Congratulations you have been approved.  I misread the approval and I thought it said 7.5k SL which is my SL for my Navy Amex Rewards. But, I read it once more and it said 17.5k SL.  I'm so done. I'm in shock.  Happy Saturday!

Message 1 of 47
46 REPLIES 46
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Established Contributor

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Congrats!  Sounds like you've been working hard on your credit profile, and it's paying off.



Message 2 of 47
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Regular Contributor

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Congratulations! @Phoenixupward   PenFed has been knocking it out of the park lately




Message 3 of 47
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Moderator

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Excellent hit, congrats on it Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 4 of 47
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Valued Member

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Wow! Congratulations! Awesome work on your rebuild!





NFCU SSL Builder Loan $3,010 @ 2.25% on 60 months. Immediately paid down to 8% loan utilization. I'm letting it ride until the last payment on 7/26/2025!
Message 5 of 47
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Regular Contributor

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Thank you.  I have worked extremely hard but I've gotten so much help from this forum especially from @FireMedic1  I believe in learning from your mistakes.  

Message 6 of 47
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Established Contributor

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

@Phoenixupward 

congrats.jpg






Potential Future Cards

Message 7 of 47
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Super Contributor

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Congratulations on your approval!
Message 8 of 47
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Regular Contributor

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

👍 I'm still in complete shock.  Thank you 

Message 9 of 47
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Mega Contributor

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Congratulations on your Approval..

Message 10 of 47
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