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Another PENFED Approval

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Valued Member

Another PENFED Approval

    Decided to pull the trigger for the 3rd time on a Penfed app and was finally approved.  Applied for the PCR.  My BK aged of my reports and decided it was time to go for it.

     My score from Penfed was EQ 697, I have an unpaid charge-off reporting from 2015.  No other derogatories.  Approval was not instant, had to provide POI and received approval 2 days later.

 

EQ 697

Inquiries before App: 6

Utilization: 20%

SL $10,000 @ 17.99%

 

 

Message 1 of 19
18 REPLIES 18
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Super Contributor

Re: Another PENFED Approval

Congratulations on your approval!

Message 2 of 19
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Mega Contributor

Re: Another PENFED Approval

Congratulations on your Approval..

Message 3 of 19
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Frequent Contributor

Re: Another PENFED Approval

Congrats on your approval. They say third time's the charm. 🎉🎉

Amex Blue Cash $28k
Chase FU $11.2k
BOA Cash Rewards $20k
Comenity BJ's Perks Plus M/C $10k
Cap1 QS $750 (AU), BOA Auto
March. 2020 TU 781, EX 775, EQ 776
INQ 1/6, 1/12, 2/24.......TU-0, EX-2 EQ-2
Message 4 of 19
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Moderator

Re: Another PENFED Approval

Fantastic, good job Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 5 of 19
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Frequent Contributor

Re: Another PENFED Approval

Congrats on your approval

AAoA 6yrs 8mos
Inquries: TU5/EQ7/EX6
Utilization: less than 12%
Mortgage: 1
Auto Loan: 2
Personal Loan: 1
Derogatory: 0



CREDIT UNION


EX- 585, TU- 583, EQ- 563
CURRENT SCORE UPDATED: 8/2020
Message 6 of 19
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Established Contributor

Re: Another PENFED Approval


@MP15_556 wrote:

    Decided to pull the trigger for the 3rd time on a Penfed app and was finally approved.  Applied for the PCR.  My BK aged of my reports and decided it was time to go for it.

     My score from Penfed was EQ 697, I have an unpaid charge-off reporting from 2015.  No other derogatories.  Approval was not instant, had to provide POI and received approval 2 days later.

 

EQ 697

Inquiries before App: 6

Utilization: 20%

SL $10,000 @ 17.99%

 

 


That sure is great news. They hooked you nicely, 10K is mighty fine!!

Message 7 of 19
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Valued Contributor

Re: Another PENFED Approval

Congratulations on your approval!!





Message 8 of 19
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Frequent Contributor

Re: Another PENFED Approval

Congratulations!

 

On a side note: Does anyone know if PF still sends out Survey, after applying/denial? And if it still can turn things around? 


EX8: 737 | Oldest: 11 mo.
Message 9 of 19
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Valued Contributor

Re: Another PENFED Approval

Congratulations on your PenFed Power Cash Rewards approval and nice SL!



Current FICO 8:

Credit Age (EX/TU):

Inquiries:


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