App Spree Contd.

[Anonymous]

http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Super-Saturday-App-Spree-Results/td-p/2577...

After done with this, I went for Duck card and got 7-10 days message..its still under processing, so far no decision from them except receiving the Equifax score.

Then went for requesting soft pull CLIs:

1. Called Discover customer care to request CLI, which they did after answering few questions with their Under Writers. they bumped me with $3500.00 which ll raise the limit to $4500.00 on my Discover More card.
2. Emailed Capital One EO requesting Product Change & CLI on my capital one cards. Received call from EO within 2 days asking me for the new CL amount, I quotted 3K on 2 cards and asked to upgrade my Hassle Free Green card to Venture (since I am looking for a good miles cards). Received a call from them after couple days saying that they raise 1.5K on each card and they converted my green card to miles card meaning I ll earn 1.25 miles on each $1 spent. Happy with the CLI.
3. Had a chat with Macys customer service requesting for CLI, they told me they ll do a HP, I denied it. They conclude, they ll do automatic CLI based on my spending pattern.
4. Tried Walmart CLI online and got denied, I know I just got a CLI a month back..I still went ahead and tried, but no use.

Here's the over all App Spree result:

New Accouts:

1. Chase Freedom - $3000
2. Amex BCE - $2000
3. Amex Costco - $1200
4. Citi TY Pref - $6500
5. Duck Card - Pending (Applied on 11/11/2013)

CLIs

1. Discover More - $4500 (from $1000)
2. Cap1 Quick Silver- $1500 (from $850)
3. Cap1 Hassle Free - $1500 (from $850)

I already initiated balance transfer for Amazon (1200.00), DCU (1400.00) and Kohls (220.00), making use of 0% APR offer from Freedom (15 months) & CITI card (7 month). And those 3 cards ll will be sockdrawered along with Genisys Visa. So only 3-4 cards will report balance every month from now on.

Spending Plan:

1. Gas - Amex Costco/BCE unless itss 5% reward from Discover or Freedom
2. Groceries - BCE
3. Utilities - CITI TY Pref (2 Pts) unless its 5% reward from Discover on Online usage
4. Entertainment/Dining - CITI TY Pref (2 Pts) unless its 5% reward from Discover or Freedom
5. Air tickets - As of now, Discover or Cap 1 miles depends on the best deal.
6. Hotels - Discover More
7. Electronics (stores like Best Buy) - has an Amex Sync offer, 25$ stmt credit for 250$ spent in Amex cards
8. Online shopping - will choose based on revolving categories.
9. Holiday shopping - Signed up with Macys promotional 10% reward bonus (for every $ spent between now and Dec 31)
10. Emergency - Duck Card (if Approved) or DCU.

Future Plan:
1. Looking forward to 61 day 3x CLI on Amex cards, that ll bump my CLIs to $6000 & $3600 !!!
2. Will be on garden for at least a year
3. Apply for Amex Hilton Honors and CSP during Fall 2014. I like US Bank Cash+ rewards card, but not sure how that gonna fit into my spending plan.

Note: My current signature is outdated & misleading, I am lazy to update that

[coldnmn]

Congrats again.

[alvon123]

Congrats!!!!  Let us know when you are approved for the Duck Card!!!

[Creditaddict]

1. call and check duck.

2. macy's always says hp but it's 99% not ever a hp!

[JKXX]

I'm pretty sure you can't get a CLI on both Amex cards. You have to choose one and then can't get a CLI on any Amex account for 6 months.

[Creditaddict]

Pick one Amex for your 61 day cli then next request for either account will be 6 months from that.

[yudeology101]

Congrats on your approvals x5

Congrats on your CLIs x3

Your Spending Plan looks good.

Your Future Plan also looks good.

Congratulations.

[Josh2942]

Congrats man keep up the hard work

[Anonymous]

1. Called Duck to know that I am approved for 12K and they already mailed my card!!

2. Gonna take the advise and request for Macys CLI...hope it won't be a HP

3. Gonna spend responsibly on BCE alone to target 61 day 3x CLI

Thanks all for your valuable inputs.