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Apple Card 20k

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adushenka
Valued Member

Apple Card 20k

Applied and got approved yesterday, no extra verification. 20k 12.99 APR, score ~800, 0% util
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Apple Card 20k

Congrats on your new Apple Card and sweet APR!

Message 2 of 13
adushenka
Valued Member

Re: Apple Card 20k

Thanks. Since my last posts in 2014 my credit has improved and I can certainly see the results. This forum def played a part in it.
Message 3 of 13
Anonymous
Not applicable

Re: Apple Card 20k

Congrats on the approval and sweet SL! Not too shabby with the APR either!

Message 4 of 13
jazzyvar84
Regular Contributor

Re: Apple Card 20k

Hi! Congratulations! Which credit bureau did they pull?
Message 5 of 13
adushenka
Valued Member

Re: Apple Card 20k

They pulled TU but only after I accepted the card. If you don’t accept the card for whatever reason - it’s a soft pull. They also pull Chex and CoreLogic. What I noticed is that payments for me get credited immediately despite the notice that it may take several days to credit, maybe that’s why they pull Chex, to enable faster payments?

Message 6 of 13
JR_TX
Valued Contributor

Re: Apple Card 20k

Congrats on their best rate and a top tier SL!!

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 0 EQ 0 TU 0 | AAoA 9y8m | UTIL 1% - 4% | $300K+ Total Limits

Message 7 of 13
gdale6
Moderator Emeritus

Re: Apple Card 20k


@adushenka wrote:
Applied and got approved yesterday, no extra verification. 20k 12.99 APR, score ~800, 0% util

Sweet, think this the highest SL I have seen so far and you got the lowest APR only seen one other get that. Congrats.

Message 8 of 13
Marz2002
Senior Contributor

Re: Apple Card 20k

You...REALLY...

awesome congratulations GIF by Slanted Studios

HUGE  CONGRATS  on your Apple Card approval and the LARGEST SL that I have seen - Way To Go!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 9 of 13
shoegal
Valued Contributor

Re: Apple Card 20k

Congrats! That’s an amazing starting limit and best APR I’ve seen so far.


Message 10 of 13
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