Update, CLI Approved to $100K Total CL "Here"
After Watching ALL The Approvals, I just could not take it Anymore!
after all, it's been about 1 Month Since I've Had an Approval (Justification)
and I'm upset, I lost My Oldest account From Experian, I Lost 10 Years.
FYI: Don't Apply when Emotional, The Fingers Just take over The Keyboard.
I could Blame @Credit_is_Crack, but that would'nt be right now would it?
so I will Blame @AverageJoesCredit , ya that's the one! (Poor Guy, US Mail Bin's Full of DENIAL Letter's)
I Have No Idea The Credit Limit??.what.lol
I will update that, when i find out.
EDIT: $45,000 SL
Instant Approval, NO Hard Pull Notification's (Thank God) and i would have Many Alerts by Now.
Some DP's
8 Schwab Accounts for 25+ Years
EX FICO8 685
AAoY 1 Month = Discover IT
10 Inquires in 12 Months
Total Utilization 16%
Individual Util. 3 Cards Reporting at 49% (Temporary Due to Some Rare Coin Purchases)
1 Card Reporting at 16%
all cash back will go directly into Schwab Roth IRA Account
Schwab Investor Card® from American Express 
Alright alright -- I'll take part ownership, with that said some of the new SL should be coming my way too Congrats on the new Schwab card @M_Smart007! I've only been with Schwab for about 2 months now and it has been spectacular. It is odd they didn't post your limit on the approval - do you have high exposure with Amex right now?
I've only had one Amex approval like that before, and it was when they pulled the "Rob Peter to pay Paul" scheme and they decreased another card to open this one. Hopefully they didn't do that to you, but we'll have to wait and see what pops up -- Congrats again!
@credit_is_crack wrote:Alright alright -- I'll take part ownership, with that said some of the new SL should be coming my way too
I've only had one Amex approval like that before, and it was when they pulled the "Rob Peter to pay Paul" scheme and they decreased another card to open this one. Hopefully they didn't do that to you, but we'll have to wait and see what pops up -- Congrats again!
"do you have high exposure with Amex right now?" = NO and I am Super Stoked, Cant Rob Peter
"It is odd they didn't post your limit on the approval" = I Thought it was odd to?, I almost dont even want to Look.
I have never had any issues with Schwab in 25+ years.
Thanks For The Congrats, if they give Me 100k, i will share some SL
@M_Smart007 wrote:
"do you have high exposure with Amex right now?" = NO and I am Super Stoked, Cant Rob Peter
Ohhh then that's a good sign. Means you could come back with a monster limit, but they wanted some eyeballs on it to make sure the computer didn't make a mistake and overreach -- keep us posted!
Congrats on the card card approval!
Congrats Smartie
Im so poor closet ill ever get to this card and investments is a cotton Schwab
Im so poor closet ill ever get to this card and investments is a cotton Schwab
@credit_is_crack wrote:
@M_Smart007 wrote:
"do you have high exposure with Amex right now?" = NO and I am Super Stoked, Cant Rob PeterOhhh then that's a good sign. Means you could come back with a monster limit, but they wanted some eyeballs on it to make sure the computer didn't make a mistake and overreach -- keep us posted!
I Have No Idea The Credit Limit??.what.lol
I will update that, when i find out.
EDIT: $45,000 SL
just a little Higher Than My Chase Card!
EDIT:
I looked at the SL and I swear My heart either stopped or skipped a few beats.
I triple Checked, NO Hard Pull Whatsoever.
@AJC, I'll buy you a Box of Cotton Schwab's and maybe an Ice Cream too!
I doubt I will Try For The "Amex Definitive 3X CLI", although POI is not a Problem.
I Thank all of you for the Grats!, so stoked probably won't sleep tonight.
Holy Moly!!
