Hey FicoFam!
I wanted to drop in and share one last approval before I hit the garden!
I am pleased to announce: after 37 attempts Goldman Sachs finally showed me some love!
Interesting enough , I recieved an email from GS earlier this week saying I was incorrectly declined on March 26th due to a "system Issue", and asked me to reapply. They had no problem denying me again on April 12th? Weird but ill take it lol.
I applied around 9pm and instead of the usual denial language , I was asked to upload my ID . The app then went to "review", about 10 minutes later a notification from apple wallet said to check out my Apple Card offer, $500 @ 21.99%. Needless to say I accepted without hesitation, not the best limit or rate, but this has been my goal card ever since it was released. It seems like it can grow with some good usage, and im excited to finally have a bank issued CC (vs credit union issued).
My Data Points:
Transunion : 718
income : 72,000
DTI : %25
5 inq
BK7 discharged January 2018, no other negative items.
*Chex was also frozen but I can see they tried requesting it.
I am going to hit the garden and grow what I have, no other cards on my radar ATM.
Hope you all have a great day !
Your persistence paid off! I'm glad you finally were able to obtain a goal card, that's always such a great feeling. Congrats on your approval, and thanks for sharing your DPs!
Congratulations on your approval!
@Anonymous wrote:Hey FicoFam!
I wanted to drop in and share one last approval before I hit the garden!
I am pleased to announce: after 37 attempts Goldman Sachs finally showed me some love!
Interesting enough , I recieved an email from GS earlier this week saying I was incorrectly declined on March 26th due to a "system Issue", and asked me to reapply. They had no problem denying me again on April 12th? Weird but ill take it lol.
I applied around 9pm and instead of the usual denial language , I was asked to upload my ID . The app then went to "review", about 10 minutes later a notification from apple wallet said to check out my Apple Card offer, $500 @ 21.99%. Needless to say I accepted without hesitation, not the best limit or rate, but this has been my goal card ever since it was released. It seems like it can grow with some good usage, and im excited to finally have a bank issued CC (vs credit union issued).
My Data Points:
Transunion : 718
income : 72,000
DTI : %25
5 inq
BK7 discharged January 2018, no other negative items.
*Chex was also frozen but I can see they tried requesting it.
I am going to hit the garden and grow what I have, no other cards on my radar ATM.
Hope you all have a great day !
I too got the same email issue notification after I received an offer and accepted it. They even tried to pull my TU report after I accepted the offer, i think the next day but it was frozen so no pull from them.
Congratulations on your Apple Card approval!
Use the card and you won't be at that $500 SL for long.
Congrats on finally getting approved for the Apple Card!
