Re: Apple Card Approval!!

bicboiOD · ‎03-12-2021

@NoMoreE46 wrote:
Congratulations on the Approval.

Did you accept the offer?

Either way, it would be best to Garden for 12 months.

I'm very tempted to just accept the offer since there's the 6% cashback promo going on this month but I'm not sure if I should try and reapplying once the paid collections from PRA gets fully deleted for a higher starting limit..

I do plan to garden but wanted to at least have one chase card in my line up when I start my 1 year garden

Current Stats:

03/2021	EX	TU	EQ
FICO8
(01/2020)
INQ (24mo)	8	7	5
INQ (12mo)	7	7	5
AAoA	4y 2mo	4y 2mo	4y 2mo
AoYA	2 mo	2 mo	2 mo

Personal Revolvers:



Credit Limit	$300	$2000	$1000	$1000	$1250
Age	4y 4mo	2 mo	1 mo	1 mo	N/A
Utilization	0%	11%	N/A	N/A	N/A

gdale6 · ‎03-12-2021

Grats on getting it approved

FalconSteve · ‎03-12-2021

Congratulations! 🎉🥳🎉🎈

Still trying to get identification verified to get one myself and these threads really make me feel like I might get a good offer if I ever get one.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

cashorcharge · ‎03-12-2021

That's terrific! Congratulations on your approval!! 🎉🥂

sjt · ‎03-12-2021

Congrats on your approval! FYI- PRM will delete after payment/settlement. It should come off in about 30 days.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818