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Apple Card CLI - A 250% Increase!

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everest
Frequent Contributor

Apple Card CLI - A 250% Increase!

Hey myFICO family!

 

It's now been 3 months to the date that I first got my Apple Card, and I'm happy to report my first CLI! I was more than delighted with my original $1,000 SL, but with the new M2 Macbook Air release, I thought it might be nice to make sure the card will be able to process the payment Smiley Happy

 

Goldman instantly approved the request, and my limit and APR are now $3,500 at 19.74%! Still plan on PIF monthly as I did when I started my journey back in March, but I was quite surprised at the 250 percent increase that was offered! Being able to pay the balance and have it posted immediately has been so convenient, and BofA has always been quick about reflecting the payment.

 

DPs as follows : GS may have soft-pulled TransUnion at 758 FICO 8 with one inquiry from GS when the account was opened. Spend in the past three months was around $1,750 due to tuition, but will likely be less in the next three months, so not expecting another increase of this proportion Smiley Happy

 

Many, many thanks to all of you for all the feedback and advice -- I have truly learned so much from the community over the past few years! 🎉

 

apple card cli.png



Message 1 of 18
17 REPLIES 17
CreditMagic7
Mega Contributor

Re: Apple Card CLI - A 250% Increase!

Congratulations on your Apple Card CLI!!

Message 2 of 18
GatorGuy
Valued Contributor

Re: Apple Card CLI - A 250% Increase!

Congrats on one heck of a CLI!

Message 3 of 18
Elpadrino1
Valued Contributor

Re: Apple Card CLI - A 250% Increase!

Congratulations on your CLI!!

Message 4 of 18
gdale6
Moderator Emeritus

Re: Apple Card CLI - A 250% Increase!

Well well grats on the move up!!

Message 5 of 18
babygirl1256
Senior Contributor

Re: Apple Card CLI - A 250% Increase!

Congrats on your Apple Card CLI. 

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 18
Matt9543
Established Contributor

Re: Apple Card CLI - A 250% Increase!


@everest wrote:

Hey myFICO family!

 

It's now been 3 months to the date that I first got my Apple Card, and I'm happy to report my first CLI! I was more than delighted with my original $1,000 SL, but with the new M2 Macbook Air release, I thought it might be nice to make sure the card will be able to process the payment Smiley Happy

 

Goldman instantly approved the request, and my limit and APR are now $3,500 at 19.74%! Still plan on PIF monthly as I did when I started my journey back in March, but I was quite surprised at the 250 percent increase that was offered! Being able to pay the balance and have it posted immediately has been so convenient, and BofA has always been quick about reflecting the payment.

 

DPs as follows : GS may have soft-pulled TransUnion at 758 FICO 8 with one inquiry from GS when the account was opened. Spend in the past three months was around $1,750 due to tuition, but will likely be less in the next three months, so not expecting another increase of this proportion Smiley Happy

 

Many, many thanks to all of you for all the feedback and advice -- I have truly learned so much from the community over the past few years! 🎉

 

apple card cli.png


Did they lower your APR as well? Or is it the same?


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 7 of 18
cashorcharge
Community Leader
Super Contributor

Re: Apple Card CLI - A 250% Increase!

WooHoo!! Congratulations on your Apple Approval!!👏🏼🍾🥂

Message 8 of 18
CreditAggie
Community Leader
Super Contributor

Re: Apple Card CLI - A 250% Increase!

Congratulations on your Apple Card CLI! It looks like you will be ready to purchase that M2 MacBook Air once it comes out next month. Enjoy! Smiley Very Happy

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 18
LADave
Established Contributor

Re: Apple Card CLI - A 250% Increase!

Congrats on your CLI! GS seems to give relatively low SLs on Apple Card but generous CLIs, so it seems like you did the right thing by getting (and using) the Apple Card before you needed to make an Apple purchase. Enjoy that shiny new MacBook Air M2! 😀

Message 10 of 18
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