Apple Card and Data Points - myFICO® Forums - 5714388

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Approved for the Apple Card!

SL- $8,000

APR- 23.99

TU 696

Hard Pulls- 2

In the last 88 days I got the Amazon Prime Card and an auto loan 38 days ago which obviously dinged up my FICO score. Other history is a foreclosure in 2014 along with student loan late payments during that very bad time in my life. No missed payments in over three years. My highest card is my Discover It at $7,700 so the Apple Card is now my highest limit card in the portfolio. Total revolving credit is $30,400.

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300

American Express Platinum | NPSL | $10,000 POT

American Express Gold | NPSL | $15,000 POT

Amex BCE | CL $23,000; SL $10,000

Chase Amazon Prime | CL $18,700; SL $6,500

Chase Freedom Unlimited | $18,700

Chase Sapphire Preferred | $15,200

Discover IT | CL $11,700; SL $1,800

Discover IT | CL $13,800; SL $8,300

Apple Card | CL $12,000; SL $8,000

CapitalOne Quicksilver | CL $4,200; SL $2,000

CapitalOne SavorOne | CL $10,000; SL $10,000

OpenSky- The only people that would approve my first card.

Message 1 of 5

4 REPLIES 4

CONGRATS @MasonK on your Apple Card approval, Thanks for the DPs, and Welcome Aboard the Apple Card EXPRESS !!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

Message 2 of 5

Congrats on the approval and good data points!

Message 3 of 5

Congratulations on your approval. Discover saw others gaining on their dominance and decided to pull ahead. Mine is now 9,500 lol. Enjoy your new apple 🍎 Card.

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 13,700 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay3k | Citi Strata+ 13,600 | Citi Double Cash 23,800 | Citi Simplicity 10,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Truiest 4,500 | Truiest Rewards 4,500 | Citi Custom Cash 16,600 | GS Apple 7,500 | Chase Sapphire Preferred 24,000 | Fico 8 Scores EQ=833 | EX=817 | TU=823scores and CL current as of 08/30/25 AAoA years 24 months | AoOA=18yrs

Message 4 of 5

Great Job!

Message 5 of 5