Apple Card and NFCU CLIs

[Jordan23ww]

Oh ok, yep that makes sense!  In time you'll probably get there without even asking for it.  NFCU really takes good care of people!

[Anonymous]

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@MasonK wrote:

Excellent! I don't think I'll use my AC ehough to ever get a bump.  Glad to see people getting CLIs from Goldman, though.

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Yeah I think mine was just because of the income since the rep didn't even know I was approved. I was one of the first approvals back in August though so it could also be that they have seen have I manage my cards for 7ish months. Most lenders will open the floodgates even with low usage if given enough time to build trust. 

[Anonymous]

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@M_Smart007 wrote:

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@Anonymous wrote:

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@M_Smart007 wrote:

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@Anonymous wrote:

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@UH_HUH wrote:

5 Grand from Goldman Sachs is Hella Nice @Saeren !!!

Really made me smile :-) Enjoy that CLI,

Cheers

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Yeah it's the exact number I was wanting to get so I'm totally thrilled!

WS, Citi, Target, and DCU are on notice - I don't want any cards under $2K when I apply for my Cash+ in October. If I don't get some CLIs I'm going to go chop happy. 😂 

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Not sure, But I think US Bank marches to a beat of it's own drum on Cash+ SCL's ..

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Yeah but with 0/12 and 780+, no balances carried, and 6 months with a US Bank checking account in addition to no other cards below $2K, I would think $2K+ is in the realm of probability. 

I wouldn't care if they gave me $1K, I just want to have the best chance of not getting hit with a low limit and the cards I listed aren't really that valuable with low limits. 

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What I meant was, I do not think they even look at "other" limits

and yes $2000.00 is not out of the realm of possibilities.

I know they have tightened the purse strings  .. and I just have not seen enough DP's lately.

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Ah I see!

Well... I still don't want cards under $2K if I can avoid it lol. I mean WS, DCU, and Rewards+ would be purely for BT offers so those would ideally hit $5K+ and Target is a card I don't really need. If it's going to hold down my average, I would rather cut it loose. 

[Anonymous]

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@Jordan23ww wrote:

Oh ok, yep that makes sense!  In time you'll probably get there without even asking for it.  NFCU really takes good care of people!

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They are definitely one of my favorite financial institutions.

By the way if you're on mobile, put your browser in desktop mode and you can quote people. 

[Mr_Mojo_Risin]

Great news!! Congrats!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote: 

... Both of them use FICO 9 and I don't know what my TU9 is but my TU8 is 782 and my EQ9 is 783 ...

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Two nice approvals, @Anonymous, but not surprising with your pristine scores.  Congrats! 

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You know what's crazy about that EQ9? EQ still has my BK on it. 🤯 

[Gunnerboy]

Congratulations!!

[Anonymous]

Congratulations on your CLI's! 👍

[CreditCuriosity]

Appears Apple is loosening up on their CLI's recently.  Congrats..  Assume it is still a SP on TU?  What was your 09 score or did it mention it?

[Anonymous]

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@CreditCuriosity wrote:

Appears Apple is loosening up on their CLI's recently.  Congrats..  Assume it is still a SP on TU?  What was your 09 score or did it mention it?

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It's still a SP. They didn't give me my score but if you look at EQ9 at 783 with my BK on there, I can't imagine TU9 not being somewhat higher.