Update: my CLI was approved for 3x the amount, went from $500 to $1500.
Couldn't wait, had to pull the trigger. That spinny wheel spun forever! Lol But INSTANT APPROVAL for ... $15,000 GO REWARDS!!! Even got a better APR this time! CLI on my cashRewards went under review though, fingers crossed!
Data points:
TU FICO 8 just over 640
UTIL around 10% (AZEO except biz card)
BK 7 discharged 2 years ago, been working hard on my rebuild ever since
With my cashRewards, I use and pay immediately.
THANK YOU FICO FAM!!! I am another success story and on a better credit path because of you all!