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Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K APR 14.24%!!

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Frequent Contributor

Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K APR 14.24%!!

Applied BMO Harris Bank Premium Rewards MasterCard® card online on July 31st. Got below message.

Screen Shot 2016-08-10 at 12.17.47 AM.png

 

 

TU was pulled.

Called customer care for status of the application on August 1st, rep said app is pending as POI is needed and asked to submit previous W2 and last 2 pay stubs in the nearest branch. Submitted the docs on August 2nd. After that I literally forgot about it as I was busy with my work for past few days(IT life!!). 

Today had some free time, thought will give a call again. Called and CSR told my application was approved, asked what's the SL, she told it's 17.5K!!!

 

Yes I do have checking account with them, also I have tons of inquiries on my TU. Looks like BMO is inquiry insensitive. Not sure which version of FICO score they used.

My TU FICO 8 stands at 761 as of today.

 

UPDATE:

Got my card today. Apr is 14.24% This is the lowest APR on the card!!

 

 

 

 

 

FICO 8: TU-755 EX-768 EQ-752 Total Credit Limit: $670,750
23 REPLIES 23
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Valued Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K

Congrats OP. If I'm not mistaken, don't you have to be a resident of Canada to apply for this card?

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 2 of 24
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Frequent Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K


@Credit-hoarder wrote:

Congrats OP. If I'm not mistaken, don't you have to be a resident of Canada to apply for this card?


Thank you!! No, there is no such requirements. 

FICO 8: TU-755 EX-768 EQ-752 Total Credit Limit: $670,750
Message 3 of 24
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Valued Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K


@maestro07 wrote:

Applied BMO Harris Bank Premium Rewards MasterCard® card online on July 31st. Got below message.

Screen Shot 2016-08-10 at 12.17.47 AM.png

 

 

TU was pulled.

Called customer care for status of the application on August 1st, rep said app is pending as POI is needed and asked to submit previous W2 and last 2 pay stubs in the nearest branch. Submitted the docs on August 2nd. After that I literally forgot about it as I was busy with my work for past few days(IT life!!). 

Today had some free time, thought will give a call again. Called and CSR told my application was approved, asked what's the SL, she told it's 17.5K!!!

 

Yes I do have checking account with them, also I have tons of inquiries on my TU. Looks like BMO is inquiry insensitive. Not sure which version of FICO score they used.

My TU FICO 8 stands at 761 as of today.

 

 

 

 

 


Congratulations to you!...Thanks for sharing.Smiley Very Happy

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 4 of 24
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Valued Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K


@Credit-hoarder wrote:

Congrats OP. If I'm not mistaken, don't you have to be a resident of Canada to apply for this card?


For BMO - Yes.

For BMO Harris (the old Harris Bank, whih is US based) - No

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 5 of 24
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Super Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K

congrats on your new bmo mastercard! 

Message 6 of 24
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Super Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K

Congrats OP!!...... Now where's 12njoy? He doesn't know about this card! 😂
Message 7 of 24
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Valued Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K


@baller4life wrote:
Congrats OP!!...... Now where's 12njoy? He doesn't know about this card! 😂

Nice looking card. Yeah we need 12 to app for this to see what kind of SL he gets presuming he doesn't already bank with them.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 8 of 24
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Valued Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K

Congrats on your approval!
Message 9 of 24
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Super Contributor

Re: Approved: BMO Harris Bank Premium Rewards MasterCard® SL:17.5K


@Credit-hoarder wrote:

@baller4life wrote:
Congrats OP!!...... Now where's 12njoy? He doesn't know about this card! 😂

Nice looking card. Yeah we need 12 to app for this to see what kind of SL he gets presuming he doesn't already bank with them.


12njoy will likely be next in line to try out for this one no doubt Smiley Very Happy

 

Congratulations OP on your BMO Harris approval.

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Rebuild Begin 7/22-FICO alternating avg's 650 + - So in the drink for awhile UGH
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Message 10 of 24
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