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Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

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New Contributor

Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

I've had my eye on this one for a while, since Alaska miles can be very valuable for booking international business class award flights (only 60,000 miles needed for Cathay Pacific first class to Southeast Asia!!)...plus they're actual quite easy to acquire; Alaska is one of the few airlines I'll fly domestically, which works out well for me since I live in and primarily travel within California. Also, Alaska's online shopping portal is pretty useful; I've accumulated close to 6,000 miles using it in the past 3 months or so.

 

I applied for an offer I was targeted for over e-mail: $2k MSR for 40,000 miles and $100 statement credit (as far as I can tell, the only thing that makes this different from the usual public offer is that statement credit), and was instantly approved with a $3,200 CL. I was 10/24 at the time of application, with 2-3 HPs in the past several months.

 

So anyway, I'm very happy to get this card so early in my "end game" (I'll be retiring and leaving the US in 6+ years), since this means that after I close this card after the first year, I'll have ample time to get another (you have to have not the card 48 months to apply again) before I retire.

 

As I said, I've had my eye on this card for a while, but based on multiple DPs I've seen, I was expecting to have to open a $1,500 CD with BofA in order to get approved for this card, and I'm glad that wasn't the case! I do have a BofA checking acct., but I only keep $10 in it after transferring out the $250+ direct deposit I have set up each month in order to avoid the fee (I opened the acct. this year to get the recent $100 bonus, but I was keeping it to help with getting approved for their credit cards).

EX (Fico 8): 761 TU (Vantage 3): 770 EQ (Vantage 3): 762
Amex Platinum; Amex Gold; Amex Green; Amex Hilton Aspire $11,500; Citi AA MileUp $7,700; Amex Everyday Preferred $5,000; Chase Ink Unlimited $8,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; Amex Delta Platinum $5,000; Amex Delta Business Gold $10,000; Amex Hilton Business $3,000; Bank of America Alaska Airlines card $3,200; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: Dec. 2019
Store cards: Amazon (Synchrony) $1,000
Goals: EX 780 by early 2021
Wanted cards: Chase Sapphire Reserve; Chase Ink Preferred; Chase Ink Cash; Chase World of Hyatt; Schwab Plat; Barclay Aviator Red; Citi Prestige
Message 1 of 16
15 REPLIES 15
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New Contributor

Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

Forget to add an additional DP: I was given the option upon approval to get my card number to use immediately. Not sure if I will, but of course I recorded it; nice to have the option.

EX (Fico 8): 761 TU (Vantage 3): 770 EQ (Vantage 3): 762
Amex Platinum; Amex Gold; Amex Green; Amex Hilton Aspire $11,500; Citi AA MileUp $7,700; Amex Everyday Preferred $5,000; Chase Ink Unlimited $8,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; Amex Delta Platinum $5,000; Amex Delta Business Gold $10,000; Amex Hilton Business $3,000; Bank of America Alaska Airlines card $3,200; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: Dec. 2019
Store cards: Amazon (Synchrony) $1,000
Goals: EX 780 by early 2021
Wanted cards: Chase Sapphire Reserve; Chase Ink Preferred; Chase Ink Cash; Chase World of Hyatt; Schwab Plat; Barclay Aviator Red; Citi Prestige
Message 2 of 16
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Super Contributor

Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 3 of 16
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Frequent Contributor

Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

congratulations_letter-173559932-5c432fc646e0fb0001eeb190.jpg

Amex Blue Cash $28k
Chase FU $11.2k
BOA Cash Rewards $20k
Comenity BJ's Perks Plus M/C $10k
Cap1 QS $750 (AU), BOA Auto
March. 2020 TU 781, EX 775, EQ 776
INQ 1/6, 1/12, 2/24.......TU-0, EX-2 EQ-2
Message 4 of 16
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Established Contributor

Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

You say you’re 10/24, what’s your ?/12 ?
Message 5 of 16
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New Contributor

I Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

Bastards!!! I got hosed!

 

They gave me the FAR inferior "Visa Platinum Plus" and not the "Visa Signature" that I applied for. They don't tell you this, nor do they explain the vastly inferior benefits of the "Platinum:" instead of a SUB of 40,000 miles for $2k MSR, you get a paltry 5,000 miles for $1k MSR, and instead of a $100 statement credit, you get a $50 (yearly) statement credit for Alaska purchases. The annual fee is $50 (as opposed to $75 for the Signature). I had to find all this out on various blogs, after I saw in my BofA account that they had given me the "Platinum Plus." I'm a very unhappy customer now.

EX (Fico 8): 761 TU (Vantage 3): 770 EQ (Vantage 3): 762
Amex Platinum; Amex Gold; Amex Green; Amex Hilton Aspire $11,500; Citi AA MileUp $7,700; Amex Everyday Preferred $5,000; Chase Ink Unlimited $8,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; Amex Delta Platinum $5,000; Amex Delta Business Gold $10,000; Amex Hilton Business $3,000; Bank of America Alaska Airlines card $3,200; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: Dec. 2019
Store cards: Amazon (Synchrony) $1,000
Goals: EX 780 by early 2021
Wanted cards: Chase Sapphire Reserve; Chase Ink Preferred; Chase Ink Cash; Chase World of Hyatt; Schwab Plat; Barclay Aviator Red; Citi Prestige
Message 6 of 16
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Frequent Contributor

Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

Congrats!!

 

I am just curious where you have seen data points that show you would need a BOA CD account to get this card? Is this a known thing with BOA cards??


TU - 785
EX - 771
EQ - 779


Message 7 of 16
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New Contributor

Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required


@snickerpedia wrote:

Congrats!!

 

I am just curious where you have seen data points that show you would need a BOA CD account to get this card? Is this a known thing with BOA cards??


Definitely on the r/churning Subreddit...other places too, I'm pretty sure. Sometimes they even come right out and tell you that you need to open a CD in order for them to approve you.

EX (Fico 8): 761 TU (Vantage 3): 770 EQ (Vantage 3): 762
Amex Platinum; Amex Gold; Amex Green; Amex Hilton Aspire $11,500; Citi AA MileUp $7,700; Amex Everyday Preferred $5,000; Chase Ink Unlimited $8,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; Amex Delta Platinum $5,000; Amex Delta Business Gold $10,000; Amex Hilton Business $3,000; Bank of America Alaska Airlines card $3,200; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: Dec. 2019
Store cards: Amazon (Synchrony) $1,000
Goals: EX 780 by early 2021
Wanted cards: Chase Sapphire Reserve; Chase Ink Preferred; Chase Ink Cash; Chase World of Hyatt; Schwab Plat; Barclay Aviator Red; Citi Prestige
Message 8 of 16
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Frequent Contributor

Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required

wow i have never heard of that, good to know. Is it only for certain cards that they offer?


TU - 785
EX - 771
EQ - 779


Message 9 of 16
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New Contributor

Re: Approved for Bank of America Alaska Airlines card, $3,200 CL, no BofA CD required


@snickerpedia wrote:

wow i have never heard of that, good to know. Is it only for certain cards that they offer?


That I'm not sure of...but it's definitely a thing to keep in mind when applying for BofA cards. The Alaska ones are the only ones I'm interested in.

EX (Fico 8): 761 TU (Vantage 3): 770 EQ (Vantage 3): 762
Amex Platinum; Amex Gold; Amex Green; Amex Hilton Aspire $11,500; Citi AA MileUp $7,700; Amex Everyday Preferred $5,000; Chase Ink Unlimited $8,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; Amex Delta Platinum $5,000; Amex Delta Business Gold $10,000; Amex Hilton Business $3,000; Bank of America Alaska Airlines card $3,200; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: Dec. 2019
Store cards: Amazon (Synchrony) $1,000
Goals: EX 780 by early 2021
Wanted cards: Chase Sapphire Reserve; Chase Ink Preferred; Chase Ink Cash; Chase World of Hyatt; Schwab Plat; Barclay Aviator Red; Citi Prestige
Message 10 of 16
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