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Hello all,
I have been lurking these forums for a week or two after falling hard into the credit card hobby maybe two months ago. I was trying to plan slowly but decided to get my feet wet and apply for a couple cards to build relationships with my target lenders. With an income of $38,000 (more when combined with spouses income, about 1.7x) and a relitively inexperienced credit profile, I did not expect to get the CSP, but I was approved instantly!
Prior to this I had the Discover It Chrome Student ($3700, increased very recently from $2700) and a Credit Union CC for $500. I also have four student loans with interest repayment plans, so I was showing an additional 1-2ish year repayment history for each. FICO Scores hovered around 730 for all three major CRAs.
Approved for the CSP at $5000 (the minimum, I hear), and the Amex BCE at $1800. I look forward to learning more on these forums and trying to plan the next move in my credit card journey.
Congrats on the approvals!
Congrats on your double play and welcome to the board
Congratulations on your approvals!!
Welcome to the forums and congrats on the approvals!
Welcome To myFICO Forums and
Congratulations on your CSP and Amex BCE approvals!
Congratulations on the double play!