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Approved for CSP and Amex BCE within three weeks of each other!

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Anonymous
Not applicable

Approved for CSP and Amex BCE within three weeks of each other!

Hello all,

 

I have been lurking these forums for a week or two after falling hard into the credit card hobby maybe two months ago. I was trying to plan slowly but decided to get my feet wet and apply for a couple cards to build relationships with my target lenders. With an income of $38,000 (more when combined with spouses income, about 1.7x) and a relitively inexperienced credit profile, I did not expect to get the CSP, but I was approved instantly! 

 

Prior to this I had the Discover It Chrome Student ($3700, increased very recently from $2700) and a Credit Union CC for $500. I also have four student loans with interest repayment plans, so I was showing an additional 1-2ish year repayment history for each. FICO Scores hovered around 730 for all three major CRAs.

 

Approved for the CSP at $5000 (the minimum, I hear), and the Amex BCE at $1800. I look forward to learning more on these forums and trying to plan the next move in my credit card journey.

Message 1 of 15
14 REPLIES 14
AllZero
Mega Contributor

Re: Approved for CSP and Amex BCE within three weeks of each other!

Congratulations on your approvals!
Message 2 of 15
coreyb80
Super Contributor

Re: Approved for CSP and Amex BCE within three weeks of each other!

Congrats on the approvals!

Message 3 of 15
gdale6
Moderator Emeritus

Re: Approved for CSP and Amex BCE within three weeks of each other!

Congrats on your double play and welcome to the board Smiley Happy

Message 4 of 15
mrcraft
Valued Contributor

Re: Approved for CSP and Amex BCE within three weeks of each other!

Congratulations on your approvals!!



Message 5 of 15
MyFault
Valued Contributor

Re: Approved for CSP and Amex BCE within three weeks of each other!

Congrats on your approvals!






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Message 6 of 15
capnsloya
Regular Contributor

Re: Approved for CSP and Amex BCE within three weeks of each other!

Welcome to the forums and congrats on the approvals! Smiley Happy

Current Cards

FICO Score 8's as of June 2024

Inquiries as of June 2024
Message 7 of 15
M_Smart007
Legendary Contributor

Re: Approved for CSP and Amex BCE within three weeks of each other!

Welcome To myFICO Forums and

Message 8 of 15
CreditAggie
Community Leader
Super Contributor

Re: Approved for CSP and Amex BCE within three weeks of each other!

Congratulations on your CSP and Amex BCE approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 15
slickwidit
Established Contributor

Re: Approved for CSP and Amex BCE within three weeks of each other!

Congratulations on the double play!

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 10 of 15
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