I was approved for QS1 earlier today with a $1k limit and just found out I was eligible to PC my Platinum (unsecured) to QS with the same CL of $500. Both offer rewards however thw QS1 has that pesky AF. Should I call Cap1 and have the cards combined? Should I keep the both? Thanks
People combine to get rid of the AF. Remember, the card you want to merge FROM has to be over 6 months old AND with a $0 balance on it. The card transfering TO can have a balance.
You can do this yourself online actually, no need to call. It's under account services.
Thanks for your feedback. The FROM account is the Platinum (now QS) which was opened last fall. It has a $4 balance on it currently so I can pay it off and have cap 1 combined both. As for cli, I got my first one at the 6th month mark and I thought I had to wait 6 months before applying for CLI? New the QS1 was opened today so no need to ask for a cli on that since I'm satisfied with that CL.