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Approved for fnbo

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M_Smart007
Legendary Contributor

Re: Forgot to mention about fnbo

@Wilburtheman , Congratulations on your FNBO CLISmiley Happy

Message 11 of 29
M_Smart007
Legendary Contributor

Re: Forgot to mention about fnbo


@Anonymous wrote:

@Wilburtheman wrote:

They approved for 10k so I called to see if they could approve for 15k. They couldn't but they did up it to 12k which was nice. 

 

Quite the opposite of capital one that seems to run strictly on what the computer says with no leeway whatsoever 

 

 


There are so many good financials many using only one credit pull  ... I do not know why people lament over Capital One.

 

Capital One has focused many of their resources helping new people to build credit and with rebuilding?! It is written every where yet, people take the three bureau pulls and then whine ... just do not get it! Smiley Sad

 

Capital One started me out and I was bucketed like many. Today they are long in the rear view mirror (back to 2008) closed all personal and business cards and moved on. Smiley Indifferent

 

Will add, Capital One never knocked on my door again eitherSmiley Surprised


@Anonymous , maybe they could not get through all the snow?

 

Message 12 of 29
Stealth-1
Established Contributor

Re: Forgot to mention about fnbo

M_Smart007, I'm still laughing at that photo.




"If you don't stand for something, you might fall for anything."
Message 13 of 29
Wilburtheman
Member

Re: Forgot to mention about fnbo


@Anonymous wrote:

@Wilburtheman wrote:

They approved for 10k so I called to see if they could approve for 15k. They couldn't but they did up it to 12k which was nice. 

 

Quite the opposite of capital one that seems to run strictly on what the computer says with no leeway whatsoever 

 

 


There are so many good financials many using only one credit pull  ... I do not know why people lament over Capital One.

 

Capital One has focused many of their resources helping new people to build credit and with rebuilding?! It is written every where yet, people take the three bureau pulls and then whine ... just do not get it! Smiley Sad

 

Capital One started me out and I was bucketed like many. Today they are long in the rear view mirror (back to 2008) closed all personal and business cards and moved on. Smiley Indifferent

 

Will add, Capital One never knocked on my door again either! Smiley Surprised


Yeah capital one seems to specialize in rebuilding and are good cards to get when someone is rebuilding. I don't have a problem with them but I do know to look elsewhere when wanting a card that will grow with me 

Message 14 of 29
firefox100
Senior Contributor

Re: Forgot to mention about fnbo

There are so many other banks and Credit unions that you can re build with other then Capital one.

Message 15 of 29
SUPERSQUID
Valued Contributor

Re: Forgot to mention about fnbo


@M_Smart007 wrote:

@Anonymous wrote:

@Wilburtheman wrote:

They approved for 10k so I called to see if they could approve for 15k. They couldn't but they did up it to 12k which was nice. 

 

Quite the opposite of capital one that seems to run strictly on what the computer says with no leeway whatsoever 

 

 


There are so many good financials many using only one credit pull  ... I do not know why people lament over Capital One.

 

Capital One has focused many of their resources helping new people to build credit and with rebuilding?! It is written every where yet, people take the three bureau pulls and then whine ... just do not get it! Smiley Sad

 

Capital One started me out and I was bucketed like many. Today they are long in the rear view mirror (back to 2008) closed all personal and business cards and moved on. Smiley Indifferent

 

Will add, Capital One never knocked on my door again eitherSmiley Surprised


@Anonymous , maybe they could not get through all the snow?

 


If they had knocked on the door it might have been opened by, 

dinosaur-jokes-featured.jpg

Message 16 of 29
CreditAggie
Community Leader
Super Contributor

Re: Approved for fnbo

Congratulations on your FNBO approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 17 of 29
CYBERSAM
Senior Contributor

Re: Approved for fnbo

Congrats on your FNBO Evergreen Approval 🤑👍👍







                
Message 18 of 29
cashorcharge
Community Leader
Super Contributor

Re: Approved for fnbo

WooHoo!! Congratulations on your FNBO Approval!!👏🏼🍾🥂

Message 19 of 29
KingRue8500
Senior Contributor

Re: Approved for fnbo

Congrats on your FNBO Evergreen approval




Message 20 of 29
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