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Auto Apple CLI

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jer2305
Established Member

Auto Apple CLI

Have been requesting and receiving CLI approvals around every 3 months since receiving my card in August 2020, started with a $1,750 limit and most recently grew to $8750 as of November 2021.

 

Just this month, (mid Feb), I requested and was rejected for the first time, stating that my credit score has dropped substantially based on my credit report dated January 17th. I've had some higher util on a few other cards that I payed down in February but it looked like they were using a January credit report to make the decision. I called the support line, and they told me they usually refresh their internal reports around the 3rd week of the month, so I waited a couple days and tried again. Same rejection with the same date of Jan credit pull.

 

Decided to hold off and try again in a month or so to wait for things to be updated, and today I received an email from Apple Support saying Good News, Your Apple Card now has a Higher Limit, and they bumped me from $8750 to $12,750. 

 

Just thought I'd share some data points if helpful to anyone else looks like they might look back at rejections and compare to a newly pulled soft report to auto-check if an increase would have been substantiated.

 

Cheers! 

Message 1 of 9
8 REPLIES 8
Red1Blue
Super Contributor

Re: Auto Apple CLI

Congratulations @jer2305 for your Apple Card CLI 

Message 2 of 9
Elpadrino1
Valued Contributor

Re: Auto Apple CLI

Congratulations on your Apple CLI!! 

Message 3 of 9
Reviewers
Established Contributor

Re: Auto Apple CLI

Congratulations on your Apple Card CLI!

Message 4 of 9
Anonymous
Not applicable

Re: Auto Apple CLI

Congrats on your CLI! Thanks for the DPs!

Message 5 of 9
CreditAggie
Community Leader
Super Contributor

Re: Auto Apple CLI

Congratulations on your Apple Card auto-CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 9
FalconSteve
Valued Contributor

Re: Auto Apple CLI

Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 7 of 9
gdale6
Moderator Emeritus

Re: Auto Apple CLI

Grats on your Apple auto luv Smiley Happy

Message 8 of 9
cashorcharge
Community Leader
Super Contributor

Re: Auto Apple CLI

That's terrific!!  Congratulations on your Apple Approval!! 🎉🥂👏

Message 9 of 9
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