@M_Smart007 wrote:
Ok, So I had a Pre-Qual mailer I received a few days ago for BBVA ClearPoints, Had no plans to APP for anything.
but since I have to reset my garden spade for the Penfed approval,
I said screw it (a good myFICO attitude right?)
so I applied ..Got the "we are currently reviewing your application" Blah.. Blah..(1st screenshot)
then I got an Email (2nd screenshot) so I call in, expecting a meh $2500 approval ... and wait for it ...$20,000.00 (Lousy APR)
The nice lady said "that is all you get!" .. I jokingly said what? no $50K ..
She said "Sorry Sugar .. You aint that sweet" 
..
Pulled EX 742 & LOL/24 Inqs.
on a roll today!!! ..and did not even plan fer it
I probably should stop now $53,500.00 all in a days work