BBVA Clearpoints approval

[Anonymous]

$5k CL, $100 for $1500 spend, apr 18.74 which is ok as I've only carried one balance ever (since smart phones and apps replaced two way snail mail anyways). Definitely not new account nor inq sensitive as I'm lol/24 on both. Pulled Exp @720. Last app before the garden.

[Anonymous]

Congrats! Let us know how you like the card, I’ve read mixed reviews. Do you bank with BBVA?

[Anonymous]

Never stepped into one of their banks but I was shopping around for loan rates a few weeks ago for a 'possible' fairly large purchase. Checked with BBVA since there's two in the area. Was pre-approved for $22k @6% with basic verifications. Ended up not needing it but the mailbox has been filling with fliers that actually spooked me with very wide apr gaps. Seems to be their norm. Only 2.5 weeks into the card garden so pulled the trigger. Interestingly, on first login I clicked on "offers". There was the 22k offer along with another for 28.5k @7.25%.

Will definitely give feedback periodically as there isn't much detailed info on the bank nor card.

[Anonymous]

Excellent! Looking forward to the feedback!

[Anonymous]

First update. Just received the card which is visually appealing without being flashy, a good fit for me. Approval was based on EX Fico 09 (762) and supplemented with EX V3 (661). With the $5k approval with high inq's they obviously relied more on Fico than fako.

Activation went without a hitch. Immediately made an online payment which also went smoothly with an instantaneous push alert notifying me of the purchase. The app is no frills, quick, and very easy to navigate.

So far, so good. Here's hoping payments go as smoothly.

[AverageJoesCredit]

Congrats. Seems this card gives decent limits