cancel
Showing results for 
Search instead for 
Did you mean: 

BECU Visa Approved

Sasuke
Contributor

BECU Visa Approved

I just joined BECU and I love their website and app.  I was just approved for a BECU Visa with a $12.5K limit and 0% APR for a year.  They are currently processing a request for a PLOC.  The rep told me the maximum amount for a PLOC with them is $15K.  He was very cool with pushing both apps through for me.  The credit card was instant.  The PLOC needs to be manually reviewed.  

 

I'm still happy with the intro APR.  The APR after intro is around 12%.  I will have them re-pull my credit after the intro period so I can try and beat that down.

 

Edit:  They approved the PLOC with a counter of $10K.  I'll take it.  Smiley Happy (The APR on this line is 10.9%)

Alliant Platinum Visa $10,000
AMEX Blue Cash Everyday $1,000
AMEX EveryDay $2,000
BECU Visa $12,500
CapitalOne BuyPower $1,250
CapitalOne QS $7,950
Chartway Federal Credit Union Visa Rewards $20,400
Chase Amazon Prime Rewards $1,000
Chase Disney Rewards $2,500
Citi Double Cash $3,600
Comenity Bank/Arhaus $11,000
Comenity Bank/RH $14,000
Discover Miles $24,000
Jax Fed Platinum Visa $15,000
Langley Cash Back Visa $15,000
Nordstrom Visa $7,500
PenFed Power Cash $4,500
Syncb/Amazon Store Card $6,000
Syncb/Google Store Card $2,200
Syncb/PayPal Cash Back $8,000
Syncb/Walmart Credit Card $500
Target MasterCard $800
Vystar Platinum Visa $10,000
Total revolving credit $180,700

FICO 8: Equifax 736 | Experian 729 | TransUnion 739
Message 1 of 9
8 REPLIES 8
CreditInspired
Community Leader
Super Contributor

Re: BECU Visa Approved

You’re on a roll. Congratulations.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 2 of 9
CreditContractor
Established Contributor

Re: BECU Visa Approved

You said the CC was instant approval.  Did they ever ask for POI?  

Message 3 of 9
Steve891
Senior Contributor

Re: BECU Visa Approved

Congrats on your new BECU Visa!Smiley Happy




Message 4 of 9
Sasuke
Contributor

Re: BECU Visa Approved

They asked for POI, a utility bill, and they wanted copies of my social security card and drivers license.  So yes, they fully validated me.

 

So it was an instant approval, pending verification.  Which is normal IMO.

Alliant Platinum Visa $10,000
AMEX Blue Cash Everyday $1,000
AMEX EveryDay $2,000
BECU Visa $12,500
CapitalOne BuyPower $1,250
CapitalOne QS $7,950
Chartway Federal Credit Union Visa Rewards $20,400
Chase Amazon Prime Rewards $1,000
Chase Disney Rewards $2,500
Citi Double Cash $3,600
Comenity Bank/Arhaus $11,000
Comenity Bank/RH $14,000
Discover Miles $24,000
Jax Fed Platinum Visa $15,000
Langley Cash Back Visa $15,000
Nordstrom Visa $7,500
PenFed Power Cash $4,500
Syncb/Amazon Store Card $6,000
Syncb/Google Store Card $2,200
Syncb/PayPal Cash Back $8,000
Syncb/Walmart Credit Card $500
Target MasterCard $800
Vystar Platinum Visa $10,000
Total revolving credit $180,700

FICO 8: Equifax 736 | Experian 729 | TransUnion 739
Message 5 of 9
kugel
Valued Contributor

Re: BECU Visa Approved

What did they pull ?
Message 6 of 9
Gunnerboy
Frequent Contributor

Re: BECU Visa Approved

Congrats on the Visa & PLOC!!



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 7 of 9
Sasuke
Contributor

Re: BECU Visa Approved

They pulled TU.  

 

I paid $20 to become a NW Credit Union Foundation member and that allowed me to join BECU so I could apply.  Some credit unions allow you to  apply first, without membership.  BECU required membership first but allowed you to app for a card and membership at the same time.

Alliant Platinum Visa $10,000
AMEX Blue Cash Everyday $1,000
AMEX EveryDay $2,000
BECU Visa $12,500
CapitalOne BuyPower $1,250
CapitalOne QS $7,950
Chartway Federal Credit Union Visa Rewards $20,400
Chase Amazon Prime Rewards $1,000
Chase Disney Rewards $2,500
Citi Double Cash $3,600
Comenity Bank/Arhaus $11,000
Comenity Bank/RH $14,000
Discover Miles $24,000
Jax Fed Platinum Visa $15,000
Langley Cash Back Visa $15,000
Nordstrom Visa $7,500
PenFed Power Cash $4,500
Syncb/Amazon Store Card $6,000
Syncb/Google Store Card $2,200
Syncb/PayPal Cash Back $8,000
Syncb/Walmart Credit Card $500
Target MasterCard $800
Vystar Platinum Visa $10,000
Total revolving credit $180,700

FICO 8: Equifax 736 | Experian 729 | TransUnion 739
Message 8 of 9
CreditContractor
Established Contributor

Re: BECU Visa Approved

I myself saw the association route of becoming a BECU member.  We have a Boeing plant in Charleston, SC about 80 miles from my house.  I was thinking of joining and keeping the bank account for a while before applying for a CC.  

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.