BOA CLI question - Update: CLI Approved

[Anonymous]

so I would say about beginning of the year I looked on BOA travel rewards account and noticed I got an auto CLI from 10k to 14k.  This card is my go to card.  I am wondering if that auto cli is taken into account with the asking for a CLI every 6 months.  Before that it has to be close to a year I would say since I last asked for a CLI.  So my two questions are, would it be a good idea to ask for a CLI now, I know it would be a HP and does BOA as for a financial review for a certain limit?

I updated your subject line to reflect your CLI approval; feel free to edit if you would like.  --UB

[AverageJoesCredit]

If you have the credit limit increase button visible on your account you are eligble now. If they auto'd you 4k, they must likey Mikey. If you dont mind a hp, i would think theyd give you a nice increase. Boa seems to really do right when giving cli to those who are elible. Good luck

[K-in-Boston]

I think BOA is 90 days. I have a thread in Approvals (Huge BOA CLI with high util or something like that). I have a BankAmericard opened in November ($12k) and I got a $9600 CLI a while back. My Travel Rewards got a doubling from $8100 to $16,200 on Jan 1 and another $10,600 yesterday to $26,800.

If your profile is good, ask for $30k and they will counter-offer or give it to you. It will be a HP but it is so worth it.  No financial review when I asked for $25k, another $25k and $30k, and none for my wife when she asked for $50k.  All were counter-offered (16.2, 21.6, 26.8, and 40 respectively).

[Anonymous]

when you got these CLI I assume it was all HP?  did they ever ask for financial review?

[Anonymous]

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@Anonymous wrote:

when you got these CLI I assume it was all HP?  did they ever ask for financial review?

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no financial review yes on HP

[Anonymous]

i can put income from both myself and my wife too right?  

[K-in-Boston]

Correct on everything. All HPs on TU, no review, used household income always.

[K-in-Boston]

FWIW our primary checking is through BOA. Not sure if they cross-check, but they could easily see verify our direct deposits. But no formal review certainly.

[Anonymous]

hit the increase button and went from 14k to 23k!  said its available but hasnt updated yet on my account

[K-in-Boston]

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@Anonymous wrote:

hit the increase button and went from 14k to 23k!  said its available but hasnt updated yet on my account

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