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Ok I have been trying and trying to get my BOA 99/500 Cash Rewards Card to unsecure but I was told I couldn't untill 8/17. Today I called and asked to unsecure my card and to also apply for a CLI. I asked for $7000 but they countered at $2500 so I took it! Not what I wanted but it'll do! What are y'alls thoughts on a BOA CLI Requests when should I request again?
@morgacj2004 wrote:
One thing to remember. My BofA cash rewards card was unsecured a few months ago. I called and asked if the $49 AF is still in effect and I was told yes. I was told that I will need to apply for a new card to get rid of the fee or that in some cases you can get it waived permanently.
I got mines permanently waived.
Wait. You didn't call the underwriting dept and speak directly to an analyst? You could have plead your case and immediately gotten an answer that way. Hopefully you get another cli. If not, try again in 6 months. Good luck!