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BOA Cash Rewards Unsecure and CLI Approved!

tag
Anonymous
Not applicable

BOA Cash Rewards Unsecure and CLI Approved!

Ok I have been trying and trying to get my BOA 99/500 Cash Rewards Card to unsecure but I was told I couldn't untill 8/17. Today I called and asked to unsecure my card and to also apply for a CLI. I asked for $7000 but they countered at $2500 so I took it! Not what I wanted but it'll do! What are y'alls thoughts on a BOA CLI Requests when should I request again?

Message 1 of 19
18 REPLIES 18
baller4life
Super Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

Today. Lol. Call back and see if 2nd analyst will give you more using same hp. I've done that a few times. 😆
Message 2 of 19
morgacj2004
Valued Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

One thing to remember. My BofA cash rewards card was unsecured a few months ago. I called and asked if the $49 AF is still in effect and I was told yes. I was told that I will need to apply for a new card to get rid of the fee or that in some cases you can get it waived permanently.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 3 of 19
baller4life
Super Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!


@morgacj2004 wrote:
One thing to remember. My BofA cash rewards card was unsecured a few months ago. I called and asked if the $49 AF is still in effect and I was told yes. I was told that I will need to apply for a new card to get rid of the fee or that in some cases you can get it waived permanently.

I got mines permanently waived.

Message 4 of 19
Anonymous
Not applicable

Re: BOA Cash Rewards Unsecure and CLI Approved!

On the phone now. It's hell trying to speak to a anaylist. lol
Message 5 of 19
baller4life
Super Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

What's your highest limit reporting? Ask them to match it.
Message 6 of 19
Anonymous
Not applicable

Re: BOA Cash Rewards Unsecure and CLI Approved!

My highest is 11k on penfed and 15k on a CLOC.

I just got off the phone, my app to be unsecured is still in the back office and will be reviewed a second time and approved later on today. i might try to call today later on. think I can get it higher baller?
Message 7 of 19
baller4life
Super Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

Wait. You didn't call the underwriting dept and speak directly to an analyst? You could have plead your case and immediately gotten an answer that way. Hopefully you get another cli. If not, try again in 6 months. Good luck!

Message 8 of 19
Anonymous
Not applicable

Re: BOA Cash Rewards Unsecure and CLI Approved!

what's the underwriting number?
Message 9 of 19
baller4life
Super Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

(866) 811-4108
Message 10 of 19
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