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BOA- Preferred CASH Card !! Approval after I called !!

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Anonymous
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BOA- Preferred CASH Card !! Approval after I called !!

I am so excited, I wanted just one more card and it had to be a bank card.  

 

AMEX was kind enough to give me a card a few weeks ago and I did the SCT for 4 store cards,  so  I knew if I could just get one more bank card to approve me I would be all set on my build.   

 

My Fico score was taken from Experian at 654 --  I initally got the " we are looking at your application, need to review a few things" status and that was 3 days ago.   I finally had a chance to call in this afternoon  since my status had not changed....and after a few minutes I was told congrats and I was approved !!  $1700 credit limit.  

 

So happy because Chase and Citi denied me,  I have a paid CO with Capital One that is almost at year old and I didn't know which way to turn next.  

 

Thankful does not describe it enough !!

Message 1 of 10
9 REPLIES 9
Anonymous
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Re: BOA- Preferred CASH Card !! Approval after I called !!

Congrats! 

Message 2 of 10
kaw943
Regular Contributor

Re: BOA- Preferred CASH Card !! Approval after I called !!

Congrats 👍🏽🤓
Trans 740| Equifax 722| Experian 733| Chase Sapphire Reserve 20k|Discover It 12k| Bofa Cash Rewards 22k| Citi Prestige 11k and AA Executive WEMC 22k|Amazon SC 7k|FNBO TravElite 10k| Amex Plat NSPL, Everyday Preferred 6k|PenFed Plat Rewards
Message 3 of 10
Anonymous
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Re: BOA- Preferred CASH Card !! Approval after I called !!

Thanks !!   

I finally "feel: like I can sit back and "garden" for a while now and watch my score grow.....   I have done alot of HP the past month but I didn't want to stop until I had gotten one more bank card.   So happy I can stop now and reap my hardwork and all the cleaning up I have done to my score over the past few months.  

 

Excited to see what everything looks like by this fall.   It's my goal to to walk into any dealership or my Credit Union and KNOW I am top tier credit when I request financing....   

Message 4 of 10
JustBPatient
Established Contributor

Re: BOA- Preferred CASH Card !! Approval after I called !!

Great job!!  This card is a GROWER.  With responsible use and at 6 months you can ask for a CLI (link will appear on your online account page)  With BOA you ask for 25k and they wil counter!!  Good luck!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 5 of 10
Anonymous
Not applicable

Re: BOA- Preferred CASH Card !! Approval after I called !!

Congrats! I've been trying to get in with BofA for two years now and they keep giving me the finger...

 

Keep up the good work on your build!

Message 6 of 10
sonicchris8
Regular Contributor

Re: BOA- Preferred CASH Card !! Approval after I called !!

Congrats on the BOA approval

Starting scores: 538 EQ, 552 TU, 520 EX Current scores (11/18/20): 640 EQ 638 TU 654 EX
Message 7 of 10
AverageJoesCredit
Legendary Contributor

Re: BOA- Preferred CASH Card !! Approval after I called !!

Good job, Boa rocks and you are its newest geoligistSmiley Happy
Message 8 of 10
Anonymous
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Re: BOA- Preferred CASH Card !! Approval after I called !!

Congrats on your BofA approval!!

Message 9 of 10
Anonymous
Not applicable

Re: BOA- Preferred CASH Card !! Approval after I called !!

GEEZ,  looking at what is in your combined wallets,  I can't believe some of you are still being denied with anyone !!  

 

I will try again this fall with Capital one,  give it a little over a year to "forget I exist"  hahaha   Smiley Wink--   I did pay them though so hoping that helps !

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