@Libra85 wrote:
I got tricked into applying.LOL.....
I was doing some normal banking in the drive thru today and the teller said that there was a personal banker inside that wanted to go over my account and asked if I would come in for a few minutes. She reviewed my account and everything was in good standing no NSF fee etc... She asked about my credit and what type of credit I had. I told her I recently went on a app spree. Named off a few of my new cards and she asked why I didn't have a BOA card in the mix. I told her that everytime I go online and try out the pre-qualify screening I don't get pre-qualified for anything. So she said I should still apply and If I was to get denied that I could come back to the bank and basically she would "recon" with me. I was like sure okay. I was approved for a Bankamericard Visa Card 15 months 0% interest $99 deposit $500 credit limit. I'm starting to rebuild my credit so $500 is a good starting point for me. One of these days I'm going to the garden and stay I'm headed that way. I need to let my credit score bounce back from all the new TL and inquires.
Congrats
wtg
"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
