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Back in with Synchrony after Burning them CH13

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Brucemac
Established Member

Back in with Synchrony after Burning them CH13

I received a preapproval offer from Venmo for their Visa.  I didn't realize it was Synchrony Bank when I did the soft pull, but it approved me at $900 CL.  I burned Synchrony in 2017 for probably close to $10k. I had Amazon, Sam's MC, and Lowe's.  I am shocked they are so forgiving.  Now if only AmEx was so forgiving Smiley Happy LOL...

Message 1 of 16
15 REPLIES 15
M_Smart007
Legendary Contributor

Re: Back in with Synchrony after Burning them CH13

Congrats on your Sync Approval!

Message 2 of 16
cashorcharge
Community Leader
Super Contributor

Re: Back in with Synchrony after Burning them CH13

WooHoo!! Congratulations on your SYNC Approval!!👏🏼🍾🥂

Message 3 of 16
SDMarik
Established Contributor

Re: Back in with Synchrony after Burning them CH13

Congrats on the Sync approval! Good DP as well, thanks!



"When prosperity comes, do not use all of it"
Message 4 of 16
CreditAggie
Community Leader
Super Contributor

Re: Back in with Synchrony after Burning them CH13

Congratulations on your Venmo Visa approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (September 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 16
KingRue8500
Senior Contributor

Re: Back in with Synchrony after Burning them CH13

Congrats on your Venmo Visa approval




Message 6 of 16
gdale6
Moderator Emeritus

Re: Back in with Synchrony after Burning them CH13

Grats on getting back in with Synch!

Message 7 of 16
BronzeTrader
Valued Contributor

Re: Back in with Synchrony after Burning them CH13

I somehow smell burning again. :-)

 

Wish you the best.

 

Message 8 of 16
babygirl1256
Senior Contributor

Re: Back in with Synchrony after Burning them CH13

Congrats on your Synchrony Venmo Visa approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 9 of 16
FicoComeback2018
Established Member

Re: Back in with Synchrony after Burning them CH13


@Brucemac wrote:

I received a preapproval offer from Venmo for their Visa.  I didn't realize it was Synchrony Bank when I did the soft pull, but it approved me at $900 CL.  I burned Synchrony in 2017 for probably close to $10k. I had Amazon, Sam's MC, and Lowe's.  I am shocked they are so forgiving.  Now if only AmEx was so forgiving Smiley Happy LOL...


Congratulations! How did you receive a SP pre-approval? Was it an offer THEN you either accept or decline? 

Message 10 of 16
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