Re: Back in with Synchrony after Burning them CH13

Stealth-1 · ‎10-19-2022

Congrats.

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

Brucemac · ‎10-19-2022

Sorry if I wasn't clear. It's a sp unless you are approved then it's a hp. It was in the Venmo app

RealEstateGuy89 · ‎10-20-2022

@Brucemac wrote:
I received a preapproval offer from Venmo for their Visa. I didn't realize it was Synchrony Bank when I did the soft pull, but it approved me at $900 CL. I burned Synchrony in 2017 for probably close to $10k. I had Amazon, Sam's MC, and Lowe's. I am shocked they are so forgiving. Now if only AmEx was so forgiving LOL...

Congratulations on your new card and also getting back in with Synchrony!

Jeffster1 · ‎10-21-2022

Congrats on your Venmo Visa approval and getting back in with Synch.

0% utilization
FICO 8 EX 829 EQ 839 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 25K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 10K I Macy’s Amex 25K I Bread Financial American Express 15.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 10.8K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I

Yasselife · ‎10-21-2022

@Brucemac Congratulations 🥂

Gardening since: August 11, 2025

nytokyobred79 · ‎10-21-2022

Congrats on your approval and your comeback with Synchrony😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

Back in with Synchrony after Burning them CH13

Get your FICO® Score for free