I'm sitting here minding my business and I just get these 2 emails??? I am confused. I got the BankAmericard a few weeks ago and the only card I applied for, but what is this about "Bof A Premium Rewards? I am obviously about to call them! I don't even know how they approved it since all my reports are frozen. Very strange.
Well, I honestly don't remember applying for this card, especially since I didn't think you would be able to get 2 B of A cards within a week of each other but I must have been half sleep or something. I just called and talked to a rep and they said I have been approved for $47k and will get my card in 7 to 10 days!!!!! I went on the status page she directed me back to and saw when I applied. WHOA! Crazy!! I guess it turned in to a good news in a sense.
I still don't see how it was approved when the hard pull was blocked. I was not planning on any additoal cards until tomorrow's 91/3 with NFCU! After tomorrow, I am definiely going to the garden!
@FicoGuy2019 wrote:You were right on the money...I do NOT remember this but checking the status page it shows when I applied! Had to be half sleep.
@pizza1 wrote:
You didn't by any chance throw out two apps and not remember? All you can do is call them, and ask whats going on.
Glad it turned out for the better!! Back in my crazier app spree days, Id throw out like 10 apps and see what popped back, so its always a possiblity that two apps were submitted. 
@pizza1 wrote:
@FicoGuy2019 wrote:You were right on the money...I do NOT remember this but checking the status page it shows when I applied! Had to be half sleep.
@pizza1 wrote:
You didn't by any chance throw out two apps and not remember? All you can do is call them, and ask whats going on.
Glad it turned out for the better!! Back in my crazier app spree days, Id throw out like 10 apps and see what popped back, so its always a possiblity that two apps were submitted.
Thanks, me too!
Yes, 1 on the 13th and one on the 19th. I guess I really forgot and probably because they take forever to get back to you with a decision so I guess I just never thought about it again.
@FicoGuy2019 wrote:Well, I honestly don't remember applying for this card, especially since I didn't think you would be able to get 2 B of A cards within a week of each other but I must have been half sleep or something. I just called and talked to a rep and they said I have been approved for $47k and will get my card in 7 to 10 days!!!!! I went on the status page she directed me back to and saw when I applied. WHOA! Crazy!! I guess it turned in to a good news in a sense.
I still don't see how it was approved when the hard pull was blocked. I was not planning on any additoal cards until tomorrow's 91/3 with NFCU! After tomorrow, I am definiely going to the garden!
BoA has the 2/3/4 rule - you can get 2 BoA cards - the rule doesn't factor in cards from other issuers - within a rolling 2 month window, 3 within 12 months, and 4 within 24 months.
$47K is a great SL for this card, congrats on the approval!