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Barclays CLI, APR reduction and 0% offer all in same call

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stealthc63
New Contributor

Barclays CLI, APR reduction and 0% offer all in same call

WOW. So I just got off the phone with Barclays customer service and thank God I called. I initially called to see if I had any offers for APR reduction. The rep said I did and she would transfer me. Once the new rep picked up he said he could offer me 14.9 from my orinignal 18.9. I said yes please. Then, he said I also see you have an offer for CLI would you like me to go ahead? I said DUH. He said they increased my credit by 4K. THEN, he said he could also offer me 0% on purchases until September 2017!!! This is an Arrival Plus WEMC. I've had it about 1 1/2 years now. It started at 10k and is now at 20k. Not bad. Barclays is awesome.

Message 1 of 11
10 REPLIES 10
Scupra
Super Contributor

Re: Barclays CLI, APR reduction and 0% offer all in same call

You made out like a bandit! Congrats to you. Proves calling for an APR reduction is the best route

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 11
CYBERSAM
Senior Contributor

Re: Barclays CLI, APR reduction and 0% offer all in same call

Congrats! Awesome job 👍

 

Do you happen to know if the CLI was HP or SP?







                
Message 3 of 11
Ysettle4
Valued Contributor

Re: Barclays CLI, APR reduction and 0% offer all in same call


@CYBERSAM wrote:

Congrats! Awesome job 👍

 

Do you happen to know if the CLI was HP or SP?


If it is offered on your account, then it is a SP for sure

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 4 of 11
CYBERSAM
Senior Contributor

Re: Barclays CLI, APR reduction and 0% offer all in same call


@Ysettle4 wrote:

@CYBERSAM wrote:

Congrats! Awesome job 👍

 

Do you happen to know if the CLI was HP or SP?


If it is offered on your account, then it is a SP for sure


Sweet, I should give it a try too!







                
Message 5 of 11
Anonymous
Not applicable

Re: Barclays CLI, APR reduction and 0% offer all in same call


@CYBERSAM wrote:

@Ysettle4 wrote:

@CYBERSAM wrote:

Congrats! Awesome job 👍

 

Do you happen to know if the CLI was HP or SP?


If it is offered on your account, then it is a SP for sure


Sweet, I should give it a try too!


Call them up! Quick and painless process.

Message 6 of 11
Anonymous
Not applicable

Re: Barclays CLI, APR reduction and 0% offer all in same call

At what point does Barclays start doing APR Reductions and CLI'S?

Congrats on your successful call. Merry Christmas to you! 🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄
Message 7 of 11
Anonymous
Not applicable

Re: Barclays CLI, APR reduction and 0% offer all in same call


@Anonymous wrote:
At what point does Barclays start doing APR Reductions and CLI'S?

Congrats on your successful call. Merry Christmas to you! 🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄

I think around 6 months, but I would call around 4 months, and each month there after to see what is available. 

Message 8 of 11
Anonymous
Not applicable

Re: Barclays CLI, APR reduction and 0% offer all in same call

OMG!! Out of curiosity... Reading through this..

 

Been a memeber of Barlcays JetBlue Mastercard since August.

 

I actually tried to do this.. First called to question a transaction, then asked for APR Offer reduction, was transferred to Credit Analyst, Lowered my APR from 25.5 to 23.3. Then asked if I have any other offer such as CLI. He gladly said I did, he asked about my income and upped me from 9K to 11.5K!

 

Wow!! Extra $2,500!!

 

No harm to try.. Also it was SP inquiry..

Message 9 of 11
Anonymous
Not applicable

Re: Barclays CLI, APR reduction and 0% offer all in same call

Talk about one good thing after another...after another! Sweet! Congratulations!
Message 10 of 11
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