cancel
Showing results for 
Search instead for 
Did you mean: 

Best Buy, Home Depot, 2k each.. Miracle soft pulls!

tag
Talonwildstar
Frequent Contributor

Best Buy, Home Depot, 2k each.. Miracle soft pulls!

A few hours ago I got approved for both store cards at 2k each, I had gotten 2 loans and new AM ex BCE last week, I was gonna apply for cell phone and they do hard inquiries  so I figured what the hell if I’m gonna get a hard for that I might as well go all in and then garden, and over the last few hours I have checked and rechecked all 3 credit bureaus and no new hard pull at all.... 

 in the past every single credit app I have ever done was immediate HP and my scores lowered a bit sometimes as low as 5 points other times as much as 21 points ... but nothing but crickets so far on all 3 bureaus if it changes in the next 24 hours I will update here! 

 Thank you all my FICO forum Friends!, FFF hehe

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 1 of 15
14 REPLIES 14
Brian_Earl_Spilner
Credit Mentor

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

Congrats. Citi doesn't do SP approvals. Give it a couple of days, they'll show up.

    
Message 2 of 15
Talonwildstar
Frequent Contributor

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

Yeah I’m scratching my head over these , it’s never happened like that to me before... each app I have always gotten an immediate credit alerts on my phone, nothing at all so far but approved congratulation emails.

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 3 of 15
pinkandgrey
Senior Contributor

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

Congrats on great new cards and limits! As others have said, the HPs are bound to show up at some point. Wouldn’t it be fantastic if they didn’t though?? Lol

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 6.5k
Message 4 of 15
Anonymous
Not applicable

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

Congrats on the approvals!! The hard pulls are coming!! Smiley SurprisedSmiley Surprised

Message 5 of 15
Anonymous
Not applicable

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

Congrats on your approvals! Lets hope the HPs don't show up Smiley Wink

Message 6 of 15
M_Smart007
Legendary Contributor

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

Congrats on SP's (so far)

 

Message 7 of 15
Talonwildstar
Frequent Contributor

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

Thanks yep I’m waiting for the hammer to drop!
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 8 of 15
Talonwildstar
Frequent Contributor

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

That sure would be wonderful if they continue as SP but I won’t hold my breath !
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 9 of 15
Talonwildstar
Frequent Contributor

Re: Best Buy, Home Depot, 2k each.. Miracle soft pulls!

Hehe yeah I’m waiting patiently to see my score drop! Lol
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.