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Bizarre Chase Auto-CLI

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ibebarrett
Regular Contributor

Bizarre Chase Auto-CLI

So I will start by saying this is my wife's accounts not mine, just felt the need to share as I've seen several other people receive not so common autocli's from chase, here's a break down of her accounts, opening dates and starting cli's:

 

Credit Union Card - $500 11/2017

Chase FU - $3100 10/2020

Chase Auto Loan -$13k 10/2020

Chase Sapphire - $10,100 12/21

 

That's her whole credit profile, and she keeps them all mostly paid down every month. Today we receive a letter in the mail from chase that reads as follows:

"Dear xxxxxx,

When we approved you for a new account in October 2020 we assigned you a credit line lower than intended. Therefore we hve increased your credit line to $50,000, effective immediately. We apologize for any inconvenience.

This action does not prevent your account from any future credit line reviews or decreases.

If you have questions, please write to us at the return address above.

Sincerely,

Customer Service"

 

Has anyone received a similar letter? We got a good laugh at the apology, but the random backdated auto-cli from $3100 to 50k seems insane! Just wanted to share because this just seems insane

 

FICO 8. EQ - 682. EX - 703. TU - 703
FICO 9. EQ - 735. EX - 716. TU - 749

Capital One Quicksilver - $2350 || Care Credit - $23500 || Costco Citi - $7500 || Redstone FCU Secured - $350 || Chase FU - $6600 || Discover - $2100 || Apple Card - $5000 || Wells Fargo - $7000 || REI Co-op - $15,500 || Citi Diamond Preferred - $2800
AMEX Amazon Business - $5500 || Chase Ink Unlimited - $3000
Message 1 of 21
20 REPLIES 20
CreditMagic7
Mega Contributor

Re: Bizarre Chase Auto-CLI

Chase sure is dishing out the candy cream lately. Congratulations on the whopping auto lift!!

Message 2 of 21
babygirl1256
Senior Contributor

Re: Bizarre Chase Auto-CLI

Woohoo . . . Congrats to your wife on the super-duper CLI . . . I'm still looking for mine . . . Perhaps it's a programming error? Regardless, I'll certainly take it!!! My CSP is currently at $22k, so come on Chase!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 21
hellohum
Valued Member

Re: Bizarre Chase Auto-CLI

what is going on with chase?! how strange but congrats on the increase!! 


TU: 702 EQ: 698 EX: 678
Apple $3000 / Citi Doublecash $3000 / Capital One QuicksilverOne $2350 / Nordstrom Visa $2200 / Discover It $2000 / Amazon Prime Visa $1500 // Macy’s $5300 / Saks $2500 / Target $1500 / Ulta $1500 / Kohls $1500 / Victoria’s Secret $1500 / Sephora $1000 / Meijer $900 / Walmart $600 / TJX $200
Message 4 of 21
CYBERSAM
Senior Contributor

Re: Bizarre Chase Auto-CLI

Congrats on CLI! This is new Chase resolution for 2022 🤑







                
Message 5 of 21
CreditAggie
Community Leader
Super Contributor

Re: Bizarre Chase Auto-CLI

Congratulations on DW's MASSIVE Chase auto-CLI! I will not lie, when I saw reports of Chase dishing out massive auto-CLIs, I logged into my Chase account to check my credit limits only to be disappointed.

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 21
DesertWanderer
Frequent Contributor

Re: Bizarre Chase Auto-CLI

Congrats on CLI!



Message 7 of 21
gdale6
Moderator Emeritus

Re: Bizarre Chase Auto-CLI

Interesting they would even send such a letter, opens them up to possible litigation. Grats on the big move up!!

Message 8 of 21
ibebarrett
Regular Contributor

Re: Bizarre Chase Auto-CLI

I wonder if this has anything to do with the release of FICO 10?

FICO 8. EQ - 682. EX - 703. TU - 703
FICO 9. EQ - 735. EX - 716. TU - 749

Capital One Quicksilver - $2350 || Care Credit - $23500 || Costco Citi - $7500 || Redstone FCU Secured - $350 || Chase FU - $6600 || Discover - $2100 || Apple Card - $5000 || Wells Fargo - $7000 || REI Co-op - $15,500 || Citi Diamond Preferred - $2800
AMEX Amazon Business - $5500 || Chase Ink Unlimited - $3000
Message 9 of 21
Elpadrino1
Valued Contributor

Re: Bizarre Chase Auto-CLI

Congratulations on the massive auto CLI!!

Message 10 of 21
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