Bloomingdale's Amex "SP" $12,500 CLI to $20K Appro... - myFICO® Forums

M_Smart007 · ‎03-02-2023

"SP" CLI $12,500.00 .....CL Was $7500.00 >>. Total CL Now $20,000.00

(Requested on phone ... got message to call after increase link -ALL credit bureaus are locked)

Tried on #1 Bloomingdales Amex card (No Soup) stuck @$24K

Last CLI [here] on 1-10-2021

Total exposure on Citi Legacy and Citi co-branded cards = $134,600.00

DP's

EQ F9 792(ish)

EQ F8 784

18/24 new accounts

24 inquiries/ in 24 months

AoYRA = 2-18-2023

AAoA = 3 Years, 11 Months

AoOA - 40 Years (well just a hair under)

AZE2 = Penfed reporting @ 40% Util. / Marcus GM MC 17%

0% Agg. Utilization

Over 80+ Open accounts

40 closed accts.

One open Installment loan @ $20.00 bal of $25K

No Mortgage

No open Auto loans / 5 closed pif

No Baddies, BK's Lates or derogs.

Sufficient income

(Click image to enlarge)

Bloomingdale's Amex Card #1(Click image to enlarge)

Yasselife · ‎03-02-2023

Congratulations on your approval @M_Smart007 💳✨

CYBERSAM · ‎03-02-2023

Congrats on your Bloomingdale's Amex CLI, very nice jump! 🤑👍

Yasselife · ‎03-02-2023

@M_Smart007 How do you keep track of your +80 accounts? I'm burning myself down at 19 cards. Help lol

M_Smart007 · ‎03-02-2023

@Yasselife wrote:
@M_Smart007 How do you keep track of your +80 accounts? I'm burning myself down at 19 cards. Help lol

@Yasselife , If you've wondered "Can I hire my child as an employee?" the answer is usually yes.

sznthescore · ‎03-02-2023

Awesome catapult there! Congrats 🎉

*Officially in the garden 3/2023. Last scores reported UTL 8%

nytokyobred79 · ‎03-03-2023

Congrats on the awesome increase 😊

Rebuild Started in 2019
Total Revolving CL- $185,000 | Opened Cards
Delta SkyMiles Platinum- SL-$1K | CL- $13.5K
(pc'd from SkyMiles Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $26K
Chase Sapphire Reserve- SL $20K | CL- $29K
Cap 1 Venture Rewards- SL $10K | CL $ 15K
Amex Everyday Preferred- SL $13.1K
Chase Freedom Unlimited: SL $23.4K | CL $46.8K
BoFA Unlimited Cash SL: $20.8K
BoFA Travel Rewards SL: $20.8K
Inquiries: EX 7 | TU 2 | EQ 1
Fico 8 EX 729, TU 732 EQ 790
* I went about 20 years without credit cards bc I had ruined my financial health back in 99 as a junior in college. Never thought a creditor would touch me again but somehow I had the courage to apply for a card in 2019 when I turned 40. More mature and with much better financial literacy, things changed for the better.

JoeRockhead · ‎03-03-2023

Outstanding CLI and growth as well as impressive amount of DPs as usual, congratulations!

Porsche_Enthusiast_911 · ‎03-03-2023

congrats on the cli

CreditAggie · ‎03-03-2023

Congratulations on your Bloomingdales Amex CLI!

Current Cards (in order of approval):

Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!

Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved!