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Bvba compass clearpoints

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howellco2
Frequent Contributor

Bvba compass clearpoints

Got a invite letter in the mail was not going to apply but I got 2 cards with a AFee I wont to drop so I said let's see of this line can cover those so my Avi credit dont change anyway

Approved for 6900$ they pulled exp score there is 714

MAJOR BANK CARDS Amex BC 15k, Amex CM 1500, Amex Delta 1k, BB&T Travel 4500, BBVA 6900, CAP1QS 2600, Discover 3300, Marvel MC 6000, Wells Fargo CR 4500, Blispay 2k
CREDIT UNION CARDS DCU 2k , Robbins 10k, United1st 5k
STORE CARDS Amazon 10k, Home Depot 5k, PayPal 4k, Walmart 6k, Lowes 12k
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Bvba compass clearpoints

Congratulations! BBVA is dishing these cards out like candy on Halloween right now!

Message 2 of 13
pinkandgrey
Senior Contributor

Re: Bvba compass clearpoints

Congrats! Welcome to the rapidly-expanding club! RAPIDLY. 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
Message 3 of 13
JaseT
Established Contributor

Re: Bvba compass clearpoints


@Anonymous wrote:

Congratulations! BBVA is dishing these cards out like candy on Halloween right now!


I wish they would put a little more candy in my credit line! Smiley LOL


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 4 of 13
Anonymous
Not applicable

Re: Bvba compass clearpoints


@JaseT wrote:

@Anonymous wrote:

Congratulations! BBVA is dishing these cards out like candy on Halloween right now!


I wish they would put a little more candy in my credit line! Smiley LOL


You’ve got $200 more than I do! 🤣 

Message 5 of 13
JaseT
Established Contributor

Re: Bvba compass clearpoints


@Anonymous wrote:

@JaseT wrote:

@Anonymous wrote:

Congratulations! BBVA is dishing these cards out like candy on Halloween right now!


I wish they would put a little more candy in my credit line! Smiley LOL


You’ve got $200 more than I do! 🤣 


I contacted BBVA last week via secured message regarding CLI procedures. They replied back with a phone number to call and that all CLI requests would result in a HP. I think I will try and wait until my card hits a year old in July and see if they will do an auto CLI first. My BBVA ClearPoints card is really only used for my utilities (3%) and gas (2%) right now, so a $2.2k CL is sufficient for now, as I always PIF.


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 6 of 13
Anonymous
Not applicable

Re: Bvba compass clearpoints


@JaseT wrote:

@Anonymous wrote:

@JaseT wrote:

@Anonymous wrote:

Congratulations! BBVA is dishing these cards out like candy on Halloween right now!


I wish they would put a little more candy in my credit line! Smiley LOL


You’ve got $200 more than I do! 🤣 


I contacted BBVA last week via secured message regarding CLI procedures. They replied back with a phone number to call and that all CLI requests would result in a HP. I think I will try and wait until my card hits a year old in July and see if they will do an auto CLI first. My BBVA ClearPoints card is really only used for my utilities (3%) and gas (2%) right now, so a $2.2k CL is sufficient for now, as I always PIF.


Yep, it’s my 3% utilities (cable/cell) card so I’m not that worried about the limit. Once I meet my sub, it will get 10% consistent utilization every month which will annoy me on a FICO level (>8.9%) but otherwise isn’t a big deal. 

Message 7 of 13
JaseT
Established Contributor

Re: Bvba compass clearpoints


@Anonymous wrote:

@JaseT wrote:

@Anonymous wrote:

@JaseT wrote:

@Anonymous wrote:

Congratulations! BBVA is dishing these cards out like candy on Halloween right now!


I wish they would put a little more candy in my credit line! Smiley LOL


You’ve got $200 more than I do! 🤣 


I contacted BBVA last week via secured message regarding CLI procedures. They replied back with a phone number to call and that all CLI requests would result in a HP. I think I will try and wait until my card hits a year old in July and see if they will do an auto CLI first. My BBVA ClearPoints card is really only used for my utilities (3%) and gas (2%) right now, so a $2.2k CL is sufficient for now, as I always PIF.


Yep, it’s my 3% utilities (cable/cell) card so I’m not that worried about the limit. Once I meet my sub, it will get 10% consistent utilization every month which will annoy me on a FICO level (>8.9%) but otherwise isn’t a big deal. 


I generally PIF everything prior to statement cut, except one card which I allow a balance to report, but always <10%. Helps with the FICO scoring as well as keeps me out of debt! I was using BBVA for my cell bill, but have since moved that over to my Barclays Uber for the free insurance.


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 8 of 13
19eighty5
Senior Contributor

Re: Bvba compass clearpoints

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 9 of 13
Anonymous
Not applicable

Re: Bvba compass clearpoints

Congrats on your BBVA Compass approval!Smiley Happy

Message 10 of 13
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