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CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

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Anonymous
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CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

i was denied 2 times by chase this year for being over 5/24 (jan and March denials).  I needed to wait until oct 1st to be 3/24, and 8 hours into oct 1st i applied and boom 23.8k SL.  The apr isnt the best but at this point im just happy to be in :-).  my scores were 773TU fico, 760equifax fico, and 756 exp fico.  I had 6 inquires on exp @ the time of the app and so far its been a single HP and 12% util.  Ive read on this forum that the safe bet is to wait 1 month after your 24 month mark but i was a bit impatient but it worked out.  as always YMMV.  Hope this post helps someone.rsz_56009877717__3213c5d1-62b0-4298-b709-71c50f05aa5f.jpg

Message 1 of 21
20 REPLIES 20
pipeguy
Senior Contributor

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

Congrats on your approval!

 

Ouch on the $450 AF with an almost 25% apr? Especially with your strong FICO scores - you've got more gumption than I do....

 

Enjoy your new CSR Smiley Wink Nice SL too. 

Message 2 of 21
sdsoccerdad
Established Contributor

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

Congrats!
Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 3 of 21
Anonymous
Not applicable

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

yeah im pretty good pif each month, my girlfriend got the same card with the 17.7 apr and 30k sl. 

Message 4 of 21
Anonymous
Not applicable

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

Are you able to share her data points by chance? Congrats on your approval!

Message 5 of 21
Anonymous
Not applicable

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

i dont have all the info handy but her scores are about 10 points higher and aaoa is about 1 year more than mine (2.5 aaoa).  when she gets home ill find out more lol

Message 6 of 21
Anonymous
Not applicable

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

Were you a Chase member before applying?

Message 7 of 21
Anonymous
Not applicable

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

she nor i had any relationship with chase whatsoever

Message 8 of 21
Anonymous
Not applicable

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

Congrats! Nice SL.

Message 9 of 21
Anonymous
Not applicable

Re: CHASE CSR APPROVAL!!!!!! FINALLY! and maybe a helpful data point for someone.

Congrats on your Chase approval!!

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Message 10 of 21
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