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CITI AAdvantage Executive CLI to $49.5K

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Aim_High
Super Contributor

CITI AAdvantage Executive CLI to $49.5K

My CITI AAdvantage Executive WEMC was opened in October 2022 with $30.5K SL, reconned to $35.5K.  SP CLI was previously approved after six months to $42.5K, a $7K increase.   Attempted a soft pull CLI and was approved for additional $7K increase to $49.5K.  Smiley Very Happy  That same $7K CLI increment has been reported by other members on this card so it seems to be fairly consistent absent very heavy spend.  My spend on the card was as high as $7K in one statement period but usually much less.   

 

My CITI AAdvantage Executive card limit has now quickly passed my much older CITI Costco limit which was just increased to $45K.  (That card started over a dozen years ago as the AMEX Costco version.)  In keeping with my general theories about credit limits, it still appears to me that, relative to the same credit profile, the large national banks will approve larger starting limits and more generous CLIs on their high-AF cards than on their no-AF core cards.   Just my opinion, experience, and observation. 

 

This CLI raises my CITI Total CL exposure to $94.5K ($49.5K AA and $45.0K Costco.)  That's right behind my Chase, BofA, and AMEX total limits.  Smiley Happy   *Chase 156.4 - BofA 99.7 - AMEX 95.0 

 

As I mentioned in the CITI Costco thread, I've been gardening since August 2023, which might have helped me to get this CLI approved.   I've read that CITI sometimes will deny even CLIs on members who have recent excessive credit seeking.

 

CITI_AA_CLI_20240107_01.jpegCITI_AA_CLI_20240107_02.jpeg


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 1 of 19
18 REPLIES 18
UH_HUH
Valued Contributor

Re: CITI AAdvantage Executive CLI to $49.5K

Keep hitting them homeruns @Aim_High !!!!

Congratulations

Cheers

Message 2 of 19
JoeRockhead
Senior Contributor

Re: CITI AAdvantage Executive CLI to $49.5K

Very nice bump, congratulations! 

Message 3 of 19
firefox100
Valued Contributor

Re: CITI AAdvantage Executive CLI to $49.5K

Congratulations that is very nice approval, enjoy it all have fun at it.

Message 4 of 19
CreditAggie
Community Leader
Super Contributor

Re: CITI AAdvantage Executive CLI to $49.5K

Congratulations on your Citi AAdvantage Executive CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (March 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 19
PullingMeSoftly
Valued Contributor

Re: CITI AAdvantage Executive CLI to $49.5K

Very nicely done!







Message 6 of 19
Centurion_Dreamer
Contributor

Re: CITI AAdvantage Executive CLI to $49.5K

Congratulations on your remarkable CLI!
Also nice TCLs!

Active Cards (TCL 162k):
Message 7 of 19
sznthescore
Established Contributor

Re: CITI AAdvantage Executive CLI to $49.5K

Congrats on you're CLIs and strategy/thinking to obtain them. 😉

REBUILDER CARDS




Goal: FICO 700+
Message 8 of 19
KingRue8500
Senior Contributor

Re: CITI AAdvantage Executive CLI to $49.5K

Congrats on your Citi AAdvantage Executive CLI




Message 9 of 19
gdale6
Moderator Emeritus

Re: CITI AAdvantage Executive CLI to $49.5K

Fantastic enjoy the higher move up Smiley Happy

Message 10 of 19
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