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CITI AAdvantage Executive WEMC - CLI to $42.5K

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Aim_High
Super Contributor

CITI AAdvantage Executive WEMC - CLI to $42.5K

I just passed six months since my last CITI CLI on my AAdvantage Executive WEMC so I thought I'd try for another.  Approved for an additional $7K, bringing my CL up to $42.5KSmiley Very Happy

 

This is a very nice increase for the past six months, especially given that my spend has only been light since meeting the $5,500 spend for the SUB.   And apparently, this was a soft pull.  I requested through the mobile app and just updated my income and housing data.  I'm pleased and grateful.

 

I was a little concerned that it might be denied since I have added (two) personal credit cards and (2) hard EX pulls since my application last October.   CITI is known to frown on credit-seeking activity and to deny CLI based on that metric. 

 

(Here) is my original approval for $30.5K and (here) is my first $5K CLI approved at about one month, albeit with another hard pull. 

 

Combined with my CITI Costco ($43K), this raises my total CITI exposure to $85.5K, just behind my total exposure with AMEX ($95K), Bank of America ($99.9K), and Chase ($144.4K). 

 

In other credit news, I've been focusing spend for SUBs for the past few months on my 02/23 Chase IHG (met); 03/23 AMEX Hilton Surpass (almost met); and 03/23 AMEX Marriott Business.   And plotting my next moves ... heh heh heh.  lol Smiley Tongue

 

CITI_AA_CLI_20230528.jpeg 

CITI_AAdvantage_Executive_CLI_$42.5K_20230528.jpg

 

 

 


Business Cards


Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 1 of 20
19 REPLIES 19
NoMoreDebt
Senior Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.5K

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 2 of 20
PayAndProsper
Regular Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.5K

Congrats! That's a healthy CLI. $42.5k is a nice limit to be working with.


Utilization Stats:

Current FICO® Score 8:

Goal FICO® Score 8:


Financial Institutions:

Message 3 of 20
alextercero
Super Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.5K

Congrats on the CLI

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 4 of 20
JoeRockhead
Community Leader
Super Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.5K

Outstanding from the start, congratulations on the CLI and growth!

Message 5 of 20
SouthJamaica
Mega Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.5K


@Aim_High wrote:

I just passed six months since my last CITI CLI on my AAdvantage Executive WEMC so I thought I'd try for another.  Approved for an additional $7K, bringing my CL up to $42.5KSmiley Very Happy

 

This is a very nice increase for the past six months, especially given that my spend has only been light since meeting the $5,500 spend for the SUB.   And apparently, this was a soft pull.  I requested through the mobile app and just updated my income and housing data.  I'm pleased and grateful.

 

I was a little concerned that it might be denied since I have added (two) personal credit cards and (2) hard EX pulls since my application last October.   CITI is known to frown on credit-seeking activity and to deny CLI based on that metric. 

 

(Here) is my original approval for $30.5K and (here) is my first $5K CLI approved at about one month, albeit with another hard pull. 

 

Combined with my CITI Costco ($43K), this raises my total CITI exposure to $85.5K, just behind my total exposure with AMEX ($95K), Bank of America ($99.9K), and Chase ($144.4K). 

 

In other credit news, I've been focusing spend for SUBs for the past few months on my 02/23 Chase IHG (met); 03/23 AMEX Hilton Surpass (almost met); and 03/23 AMEX Marriott Business.   And plotting my next moves ... heh heh heh.  lol Smiley Tongue

 

CITI_AA_CLI_20230528.jpeg 

CITI_AAdvantage_Executive_CLI_$42.5K_20230528.jpg

 

 

 


Congratulations on the CLI.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 6 of 20
Mones
Frequent Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.5K

Congrats on the CLI and massive growth!

Current Cards (in order of approval)

Closed Cards


Current FICO 8 Scores (As of Feb 12th, 2025):
Inquires (6/12/24):
Account Age metrics:
Updated Mar 12th, 2024
Message 7 of 20
FireMedic1
Community Leader
Mega Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.5K

Congrats @Aim_High



BK Free Aug25
Message 8 of 20
firefox100
Senior Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.

Congrats on very nice cli from Citi bank enjoy it have fun. If you don't mind what is your reportede income, I have hit a brick wall with my Double cashback mc from Citi bank at 23.6K with a income of 88K thank you.

Message 9 of 20
CreditMagic7
Mega Contributor

Re: CITI AAdvantage Executive WEMC - CLI to $42.

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Message 10 of 20
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