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CLI Approvals while freeze/locked: data points

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fury1995
Valued Contributor

CLI Approvals while freeze/locked: data points

My results and data points for approved limit increases with all three bureaus locked/frozen with no HP requested/required and opted out for offers.

 

BOA (UCR) $21K > $30K

Navy (Flagship) $25K > $33K

Citi Costco $18K > $19.5K

Citi DC $12.2K > $ 14.4K

Amex BCE $18K > $30K

CareCredit MC $8K > $15K

 

No-go

Amazon/Sync

Chase Amazon

 

Did not attempt Disco but IIR, they historically do.

 

I generally keep my bureaus frozen/locked do to my occupation and seeing so many identity theft attempts first hand and I didn't see any specific threads with data points for this specific situation (requesting limit increases with everything frozen AND opted out). 

 

Mods, feel free to move to this thread to Credit Cards general forum if this is mis-catagorized.

 

Thanks

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 1 of 16
15 REPLIES 15
coreyb80
Super Contributor

Re: CLI Approvals while freeze/locked: data points

Congrats on the increases!

Message 2 of 16
M_Smart007
Legendary Contributor

Re: CLI Approvals while freeze/locked: data points

Nice Haul...Congrats!!! 

Message 3 of 16
alain4957
Regular Contributor

Re: CLI Approvals while freeze/locked: data points


@fury1995 wrote:

My results and data points for approved limit increases with all three bureaus locked/frozen with no HP requested/required and opted out for offers.

 

BOA (UCR) $21K > $30K

Navy (Flagship) $25K > $33K

Citi Costco $18K > $19.5K

Citi DC $12.2K > $ 14.4K

Amex BCE $18K > $30K

CareCredit MC $8K > $15K

 

No-go

Amazon/Sync

Chase Amazon

 

Did not attempt Disco but IIR, they historically do.

 

I generally keep my bureaus frozen/locked do to my occupation and seeing so many identity theft attempts first hand and I didn't see any specific threads with data points for this specific situation (requesting limit increases with everything frozen AND opted out). 

 

Mods, feel free to move to this thread to Credit Cards general forum if this is mis-catagorized.

 

Thanks


How did you request the chase CLI? By calling in? 

Amex Green (NPSL) | Apple Card 10k | Discover IT 20k| Sapphire Reserve 50k | BofA PR Elite 60k | NFCU Flagship 70k | USB Altitude Reserve 20k |



Message 4 of 16
fury1995
Valued Contributor

Re: CLI Approvals while freeze/locked: data points

"How did you request the chase CLI? By calling in? "

 

All of them were online.

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 5 of 16
M_Smart007
Legendary Contributor

Re: CLI Approvals while freeze/locked: data points


@alain4957 wrote:

@fury1995 wrote:

My results and data points for approved limit increases with all three bureaus locked/frozen with no HP requested/required and opted out for offers.

 

BOA (UCR) $21K > $30K

Navy (Flagship) $25K > $33K

Citi Costco $18K > $19.5K

Citi DC $12.2K > $ 14.4K

Amex BCE $18K > $30K

CareCredit MC $8K > $15K

 

No-go

Amazon/Sync

Chase Amazon

 

Did not attempt Disco but IIR, they historically do.

 

I generally keep my bureaus frozen/locked do to my occupation and seeing so many identity theft attempts first hand and I didn't see any specific threads with data points for this specific situation (requesting limit increases with everything frozen AND opted out). 

 

Mods, feel free to move to this thread to Credit Cards general forum if this is mis-catagorized.

 

Thanks


How did you request the chase CLI? By calling in? 


@alain4957 , Chase CLI feature through web portal or phone app thread [here]

Message 6 of 16
SUPERSQUID
Valued Contributor

Re: CLI Approvals while freeze/locked: data points


@fury1995 wrote:

My results and data points for approved limit increases with all three bureaus locked/frozen with no HP requested/required and opted out for offers.

 

BOA (UCR) $21K > $30K

Navy (Flagship) $25K > $33K

Citi Costco $18K > $19.5K

Citi DC $12.2K > $ 14.4K

Amex BCE $18K > $30K

CareCredit MC $8K > $15K

 

No-go

Amazon/Sync

Chase Amazon

 

Did not attempt Disco but IIR, they historically do.

 

I generally keep my bureaus frozen/locked do to my occupation and seeing so many identity theft attempts first hand and I didn't see any specific threads with data points for this specific situation (requesting limit increases with everything frozen AND opted out). 

 

Mods, feel free to move to this thread to Credit Cards general forum if this is mis-catagorized.

 

Thanks


Just as a reference my 2 last Discover cli's were soft pull, within the last 6 months.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 7 of 16
KingRue8500
Senior Contributor

Re: CLI Approvals while freeze/locked: data points

Congrats on your CLI's




Message 8 of 16
SweetCreditObsession
Valued Contributor

Re: CLI Approvals while freeze/locked: data points

Wow! Congratulations on the CLI's. Smiley Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 9 of 16
SweetCreditObsession
Valued Contributor

Re: CLI Approvals while freeze/locked: data points

Thanks for the DPs - I can't say that I recall seeing those specs mentioned in recent posts. Smiley Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 10 of 16
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