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CLI Spree! Macy, AMEX, FNBO, CapOne 🤑

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CYBERSAM
Senior Contributor

Re: CLI Spree! Macy, AMEX, FNBO, CapOne 🤑


@PlatinumCredit wrote:

@CYBERSAM  What made you turn down the 1k? The one time I got an increase it was only for 1k, now they give me excuses that don't make sense such as you have too many card with capital when I only had two, now I'm down to one. The CL is 7k because I merged two card together back in 2014. They refuse to increase that card even after I closed my old platinum card (they refused to do a product upgrade I'm assuming it's because it was so old).

I never received the option to tell them how much more I was requesting.


@PlatinumCredit  Back in the days when Cap1 was giving out CLIs, there was some pattern as if you except the offer then you have to wait 6 months for another CLI, but if you reject it, then you can try again about a month or so!

1K seemed too low for 1st CLI after few years, so I decided to try again later on.

I don't remember any DP on Cap1 CLIs given its been so long that they have been consistent! But hopefully we see alot more out of Cap1😁







                
Message 21 of 28
Trekkie0707
New Contributor

Re: CLI Spree! Macy, AMEX, FNBO, CapOne 🤑

Congrats!

FICO 8 Starting 01/22: Exp 598 | TU 571 | EQ 591

Current: Exp 676 | TU 654 | EQ 700

NFCU Flagship ($6.9k) | Discover It ($5k) | FNBO Evergreen ($4.1k) | PenFed Gold ($3.5k) | Amex BCE ($1k) | NFCU Secured ($200)


RIP: Mission Lane ($500) | CapOne QS1 ($300) | Memberships : NFCU & PENFed
Message 22 of 28
PlatinumCredit
Contributor

Re: CLI Spree! Macy, AMEX, FNBO, CapOne 🤑

@CYBERSAM  Ah ok that makes sense! I think they have me in a bucket where I just can not do a darn thing...well that's the way it felt with my old capital platinum card. My quicksilver they offer to upgrade me to a Venture every now and then but I have no desire to get it. I wouldn't mind the Savor card, but the more creditors I add to my purse the more Capital One isn't looking that favorable to me anymore. 

Starting Score: 679
Current Score: 684
Goal Score: 720

Take the myFICO Fitness Challenge



Message 23 of 28
PlatinumCredit
Contributor

Re: CLI Spree! Macy, AMEX, FNBO, CapOne 🤑

@CYBERSAM  I love your siggy!

Starting Score: 679
Current Score: 684
Goal Score: 720

Take the myFICO Fitness Challenge



Message 24 of 28
CYBERSAM
Senior Contributor

Re: CLI Spree! Macy, AMEX, FNBO, CapOne 🤑


@PlatinumCredit wrote:

@CYBERSAM  I love your siggy!


@PlatinumCredit  Thank you 😁😎

 

Also check your msg







                
Message 25 of 28
sghosh5
Valued Contributor

Re: CLI Spree! Macy, AMEX, FNBO, CapOne 🤑


@CYBERSAM wrote:

After getting CLI on Macy’s card about a month ago, I saw a post for another CLI after 30 days! So figured I'll try again especially since they didn't give me anything for a while! To my surprise it worked! Then it prompted me to try other CLIs

 

CLIs Within past 30 days:

  • Macy’s AMEX: $11000 >> $7500 + $5000 >> $23500CL I didn't know that would even work!
  • AMEX BCP: $27000 >> $8000 >> $35000CL I asked for 8K
  • FNBO: $21100 >> $3900 >> $25000CL Also PC The older version to new Evergreen Card
  • Citi Double Cash PC to Citi Custom Cash:  CLI in couple of months
  • Cap1 Venture: $10000 >> $5000 >> $15000CL 1st CLI in few years! I asked for 5K

Venture Card was a big surprise to me! Was not expecting anything from them at all.

This is a good sign that they are showing trust in economy and their customers again, or starting too.


Was your Macy's CLI a hard pull?




Shell FCU : 5K
Message 26 of 28
CYBERSAM
Senior Contributor

Re: CLI Spree! Macy, AMEX, FNBO, CapOne 🤑


@sghosh5 wrote:

Was your Macy's CLI a hard pull?


@sghosh5  Nope! Both times SP.







                
Message 27 of 28
hellohum
Valued Member

Re: CLI Spree! Macy, AMEX, FNBO, CapOne 🤑

Congrats!!! 


TU: 702 EQ: 698 EX: 678
Apple $3000 / Citi Doublecash $3000 / Capital One QuicksilverOne $2350 / Nordstrom Visa $2200 / Discover It $2000 / Amazon Prime Visa $1500 // Macy’s $5300 / Saks $2500 / Target $1500 / Ulta $1500 / Kohls $1500 / Victoria’s Secret $1500 / Sephora $1000 / Meijer $900 / Walmart $600 / TJX $200
Message 28 of 28
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