Re: CSP Approval… Thin File!

Anonymous · ‎08-16-2021

I starting building my credit score less than a year ago after relocating to the US. Today I did a quick check on the Chase website for any pre-approvals and I got 5 different offers. I decided to go for the CSP and I was immediately approved for it. It has a 5k limit but that's ok for my thin file . They pulled Experian.

DPs

Fico 8: Exp 738

Inq: 3

utilization: 1%

AAoA: 6 months

Current credit: VW lease 10 months old. Apple Card (3500), Discover secured (200), Citi secured (200). All credit cards are 5 months old and paid on time with no baddies.

I also have a checking account (3 months old) and brokerage account with them (1 week old).

I'm happy with the CSP since this is the card I wanted.

coreyb80 · ‎08-16-2021

Congrats on the approval!

CreditAggie · ‎08-16-2021

Congratulations on your CSP approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (September 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

FalconSteve · ‎08-16-2021

Nice approval, especially for a thin file. Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

Yasselife · ‎08-16-2021

That account will open many doors for you. Great start

Gardening since: August 11, 2025

M_Smart007 · ‎08-16-2021

Grats on your new CSP

cashorcharge · ‎08-16-2021

That’s terrific! Congratulations on your CSP approval!! 👏🏼🎉🍾

Elpadrino1 · ‎08-16-2021

Congratulations on your approval!!

MyFault · ‎08-16-2021

Congrats on your approval!

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gdale6 · ‎08-16-2021

CSP is a great card to have in the arsenal grats on getting it

CSP Approval… Thin File!

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CSP Approval… Thin File!