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CSP Approval - in-branch method while LOL/24

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Frequent Contributor

Re: CSP Approval - in-branch method while LOL/24

Congrats on your CSP approval with a solid SL! Smiley Happy

Message 11 of 19
Valued Contributor

Re: CSP Approval - in-branch method while LOL/24

Congrats on your CSP approval! Nice to get a Chase card when you are LOL/24! Smiley Very Happy





Message 12 of 19
Valued Contributor

Re: CSP Approval - in-branch method while LOL/24

Congrats on your lol/24 approval!   Chase does seem to be in a good mood these days, good luck the the SUB.

Oct 2019


Garden goal: keep on keepin' on
Usually a faithful practitioner of AZE5or6or7; working on AZE1or2 and grumbling about it.
Message 13 of 19
Established Member

Re: CSP Approval - in-branch method while LOL/24

Congrats....! In branch pre-approved last week for the Ink Business Unlimited with a fixed 15.24% APR and way over 5/24 (27/24 including wife’s authorized user accounts). Got 30-day message then denied 5 days later for too many accounts and too many inquiries. Immediately called recon and had to explain all the new accounts, inquiries, and late payments on my mortgage two years ago. Also got grilled about my business. APPROVED! $10k and 15.24% APR.  EX bankcard fico8 780, on-time payments and 5% utilization. As far as my relationship with Chase, I have a business checking account (6 months) and Chase freedom unlimited since 2006.

Message 14 of 19
Senior Contributor

Re: CSP Approval - in-branch method while LOL/24


@nyclad31 wrote:

Congrats....! In branch pre-approved last week for the Ink Business Unlimited with a fixed 15.24% APR and way over 5/24 (27/24 including wife’s authorized user accounts). Got 30-day message then denied 5 days later for too many accounts and too many inquiries. Immediately called recon and had to explain all the new accounts, inquiries, and late payments on my mortgage two years ago. Also got grilled about my business. APPROVED! $10k and 15.24% APR.  EX bankcard fico8 780, on-time payments and 5% utilization. As far as my relationship with Chase, I have a business checking account (6 months) and Chase freedom unlimited since 2006.


Congrats!

 

And thanks for the reminder to actually go in to my local branch,

and make a deposit, so I can check if theres an in branchSmiley Happy

 

Message 15 of 19
Established Contributor

Re: CSP Approval - in-branch method while LOL/24

gaga congrats.gif


AU




Starting Score: 651
Current Score: 683
Goal Score: 751

Take the myFICO Fitness Challenge
Message 16 of 19
Established Member

Re: CSP Approval - in-branch method while LOL/24

Thanks SEAlifer!

Message 17 of 19
Established Member

Re: CSP Approval - in-branch method while LOL/24

Thanks M_Smart007!  Yeah good luck...! I'm gonna go look for the UPS guy. I think he has a package for meSmiley Happy

Message 18 of 19
Established Member

Re: CSP Approval - in-branch method while LOL/24

In addition to that, I also got a CLI on my Chase Freedom.  Right after I got my Ink Unlimited approval, I decided to call and request a CLI on my CF ($700 since 2007). I informed the rep that I just got approved for the Ink …and asked if it was possible to use the same HP for the CLI. She said no, and they would have to do a new HP.  Anticipating a denial but feeling good about my brand-new recon negotiating skills, I decided to pull the trigger. She asked me how much I wanted so I told her $2000, and submitted my request.  Yep DENIED!  So I called recon right away and got a really nice lady, and went through the same grilling as mentioned… except they didn’t ask about the business. APPROVED!

 

I’m still in disbelief   

 

I’ve learned so much from you guys! Thank you all for your knowledge and sharing your experiences.

Message 19 of 19
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